Ciaran O.Private profile: Upwork shows its earnings only to signed-in members, so we check it every few weeks, not daily. MRR here is a rough estimate (Upwork's six-month earnings ÷ months active). Last read Nov 5, 2026.

specializing in regulatory licensing across the globe, with a focus on sectors such as E-Money (EMI), Payments (PI), MiFID, Cryptocurrency, and Virtual Asset Service Providers (VASPs). My extensive experience includes leading regulatory license applications and obtaining authorization approval, navigating complex regulatory landscapes, and implementing strategic capital risk management practices. Key Achievements and Experience: Regulatory Competency: Approved by regulators for roles such as Chief Executive Officer, Chief Risk Officer, MLRO, and Head of Compliance. I have successfully led the compliance and risk departments of companies pre and post-authorization and dealt with global regulators like the Central Bank of Ireland, AMF (France), FCA (UK), DFSA (Dubai), OEM (Italy), and SEC (USA). Leadership: Proven leader in building and scaling compliance & risk teams up to 30 members, and currently leading a business of 70 people. Strategic Implementation: Successfully implemented comprehensive controls that are justifiable to regulators and resulted in substantial cost savings in the millions of Euros for the current organization. Efficiency & Automation: Leveraged my understanding of the regulatory landscape to bring efficiency and automation within building in-house governance, risk, and compliance solutions. Education & Memberships: Advanced Risk Management within Banking Services, Master's Level 9, University College of Dublin (2022) Professional Diploma in Compliance, Degree Level 7, University College of Dublin (2022) Member, Association of Compliance Officers in Ireland Member, Institute of Directors Summary: With an in-depth understanding of high-risk sectors such as cryptocurrency and a proven record in leading regulatory license applications in multiple countries, I am well-equipped to meet the regulatory licensing needs of clients. I look forward to leveraging my skills and expertise to bring value to your organization.