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Jose  A.

Jose A.

Senior Loan Processor | DSCR, Fix & Flip, GUC and Bridge Specialist

Are you looking for a smoother, friction-free closing process for your lending operations? In the complex world of Non-QM lending, the difference between a successful closing and a stalled file lies in precision and anticipation. My goal is simple: I handle the heavy lifting of the processing stage so you can focus on scaling your business and generating new leads. 📈 With a degree in Business Administration and over 3 years of specialized experience, I have successfully closed over 400 deals. I understand the specific needs of both Mortgage Brokers and direct Lenders. I don’t just move files; I manage the entire process to ensure a win for you and your clients. How I Support Your Business Success: -Non-QM Expertise: I specialize in structuring complex scenarios for DSCR, Fix & Flip, Bridge, and Ground-up Construction loans. 🏗️ -Precision Ratio Calculation: I accurately calculate LTV/LTC and DSCR ratios at the pricing stage to prevent surprises during underwriting. 📊 -Organized Pipeline Management: I am highly experienced in managing substantial pipelines, keeping every file organized and moving toward the finish line. 📁 -Proactive "Clear to Close" Strategy: I meticulously review Title Commitments, Appraisals, and Insurance policies to resolve conditions before they become roadblocks. 🏁 -Professional Bilingual Support: I provide fluent communication in both English and Spanish, ensuring all borrowers and partners are kept in the loop. 🌐 -Seamless Tech Integration: Expert in industry-standard tools like BoldSign, Adobe Sign, and specialized CRMs to fit right into your existing workflow. 💻 My Commitment to You: Your reputation depends on the speed and reliability of the close. I take full ownership of every case, resolving documentation hurdles and keeping Title Companies, Underwriters, and Borrowers aligned. Ready to clear your pipeline and close your next deals with ease? Let's connect and let’s start optimizing your closings today! ✨

🇻🇪El Hatillo, Venezuela$17/hr100% JSS5.00 (1)Since Feb 2019

Earnings and projects

MRR
$0

Last 6 months ÷ 6

World#310,663 / 412k
🇻🇪Country#2,600 / 3,245
Revenue, last 30 days
$0
Total earnings
$2.6k

Billed in all: $2.7k

World#310,663 / 412k
🇻🇪Country#2,600 / 3,245
Per project
$2.6k
Projects, last 6 months
0
World#209,850 / 412k
🇻🇪Country#1,812 / 3,245
Projects in all
1
0% fixed100% hourly
World#360,671 / 412k
🇻🇪Country#2,722 / 3,245

Earnings, last 30 days

$2.7kNothing earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$2,650$2,700$2,750$2,800Oct 8Oct 23Nov 7

Skills