Thomas Walter D.Private profile: Upwork shows its earnings only to signed-in members, so we check it every few weeks, not daily. MRR here is a rough estimate (Upwork's six-month earnings ÷ months active). Last read Nov 5, 2026.

I help high-risk merchants get approved, pass PSP/acquirers due diligence, and stay compliant. Payments and financial crime compliance specialist with 13+ years across JPMorgan Chase and ING — now focused on merchant onboarding, KYC/KYB, and acquirer due diligence for high-risk industries. What I do for clients: ✅ High-risk merchant onboarding & PSP due diligence — sourcing and vetting payment acquirers, KYC/KYB reviews, and closing AML/KYC gaps for UK, EU, and offshore businesses. ✅ AML & sanctions screening — name and transaction screening with Fircosoft FFF/FMF, interpreting SWIFT and SEPA messages, assessing exposure against OFAC, EU, and UN lists. I also run screening testing and optimization — tuning fuzzy-match behavior to cut false positives without losing detection. ✅ Chargeback & representment — full dispute lifecycle through Visa Resolve Online (VROL) and Mastercard Dispute Form (MCDF), building representment packages that maximize recovery. ✅ Fraud detection — real-time risk mitigation using Falcon and Taser. I also built and shipped DueDex, a KYC/KYB due diligence tool — proof I understand these workflows deeply enough to automate them, not just execute them. My background is regulated banking, but I bring that operational precision to fast-moving fintech and payments clients. Message me with what you're working on and I'll tell you straight whether I can help.