Julita S.

UK Chartered Accountant (ICAS) | KPMG-trained | Fractional CFO with AI-automated workflows I'm Julita, a KPMG-trained Chartered Accountant. For the last seven years I've worked independently as a fractional CFO and finance consultant, acting as the ongoing finance function for a portfolio of retained clients in SaaS, eCommerce, retail and professional services. Most of my Upwork history is project work — models, filings, Xero setups. What my long-term clients actually buy is continuity: their finance function run month in, month out by a qualified accountant, with systems that keep improving so the work gets faster and cleaner every quarter. WHAT A LONG-TERM ENGAGEMENT WITH ME LOOKS LIKE • Monthly bookkeeping, management accounts and cash flow forecasting (Xero) • Fractional CFO support: board reporting, budgets, investor readiness, EIS/SEIS • UK compliance: annual accounts, corporation tax, VAT, payroll oversight • A finance function that improves every month — because I automate as I go AI-AUGMENTED FINANCE OPERATIONS (WHAT SETS ME APART) I don't just use cloud apps — I build automation around them: • A custom receipt-chasing portal integrated with Xero: my clients see their unreconciled items live, tag statuses, and receive automated chase emails. Missing-receipt backlogs cleared and kept clear. • AI meeting intelligence: every client call is transcribed, converted into tracked actions and drafted follow-ups the same day — commitments made are cross-checked weekly against commitments delivered. • Automated monthly workflows: Xero reconciliation reports flow into client-facing sheets and personalised chase emails, with my review before anything is sent. • Live dashboards for client status, workload and daily priorities — so a busy founder always knows where things stand. CREDENTIALS & EXPERIENCE • ICAS Chartered Accountant; KPMG audit, tax and advisory training • 15+ years across Big 4, group finance leadership (Lloyd's Register, Reservoir Group) and consultancy • M&A support: due diligence, exits, investor onboarding • Built and run successful businesses myself — I know what founders face daily BEST FIT Monthly retained engagements and fractional CFO roles (6+ months). I take on a small number of long-term clients at a time so each gets consistent, embedded support. If you're looking for a one-off model or filing I can help too — but if you want a finance function that runs itself better every quarter, let's talk.