Ann Z.
Product Owner | Product Manager | Project Manager | Agile
Hello, I'm an agile Product Owner/Product Manager with 7+ years building digital products that actually ship and get used - across Fintech, Digital Banking, Money Transfers, Loyalty, EdTech, HRTech, EventTech, CRM, content-based systems, SaaS Platforms and UX-driven digital solutions - for both start-ups and corporations (B2B and B2C). I own products end-to-end: deep research, discovery, roadmap, delivery and post-launch optimisation. I’ve led distributed cross-functional teams of 20-25 people across engineering, UI/UX, QA, Marketing/Sales, vendors and stakeholders. Results from my work: ✅ Led the MVP launch of a fintech payments & automation platform (QFC) - 3 enterprise clients acquired in the first months ✅ Defined and launched a Loyalty MVP for a digital banking app - +30% card payment volume and +25% customer retention ✅ Delivered an automated money-transfer integration into a core banking system - 50% reduction in manual effort and faster client service ✅ Re-scoped and relaunched a large news platform - +40% user retention and satisfaction ✅ Trusted by executive leadership to consolidate product ownership across 4 delivery squads into a single product vision How I can help you: ✅ Product Discovery: problem framing, personas, user-journeys, solution concepts, business domain, competitor analysis and UX/component-level product evaluation ✅ Planning: product roadmap, backlog creation, prioritisation, release planning ✅ Technical and Business Documentation: user stories with AC/DoD/DoR, PRD/BRD/SRS, user manuals, flow diagrams ✅ Design Collaboration: prototypes and wireframes (Figma/Miro) ✅ Delivery: Stakeholder alignment, agile ceremonies (Scrum/Kanban), process improvement What sets me apart: ✅ I combine Product, Business Analysis, and Delivery in one person - so you get end-to-end ownership without the handoffs. ✅ Having strong UI/UX eye and a technical background (former developer & QA) means I speak both business and engineering. ✅ I keep stakeholders aligned and informed, and I ship quality, on time. ✅ I'm skilled in adapting quickly to new tools, domains, and team setups. Tools: Jira, Confluence, Clickup, Miro, Figma, MS Project, Slack, Asana, Trello, HotGloo, Hubspot, Sumsub, BPMN io, draw io, Google Workspace, ClicData, Bitrix24, REST API/Postman, daily use of AI tools (ChatGPT Business, Codex, Claude, Google AI) to speed up research, documentation, and decision-making. Open to Product Owner, Product Manager, Project Manager, BA or related roles where I can drive real impact on your business outcomes. Feel free to reach out, Ana
Earnings and projects
Last 6 months ÷ 4.6 months active (since Jun 2026)
Last 6 months: $15k
Billed in all: $16,290$16k
$3.7k in the last 6 months
Earnings, last 30 days
Skill rankings: Top 2% in Miro
Ranked by MRR among everyone on Upwork with the skill.
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