Taras N.

I get into your actual codebase, figure out how the system really works, and make it do what the business needs. A lot of companies now run on code nobody fully understands: AI-generated features, a contractor who left, five years of quick fixes. I trace how the data actually moves, document it in plain language and fix what’s broken. Any stack, any domain: SaaS, marketplaces, ad platforms, internal tools. My hardest work has been in fintech (lending, underwriting, payments), where mistakes cost real money. Laravel/PHP + Vue.js, 8+ years, 6,000+ hours on Upwork at 100% Job Success. Recent work A US loan origination platform - automated underwriting across six credit bureaus, Plaid bank verification, e-signature, and a decisioning rules engine on Temporal workflows AI document processing on the OpenAI API - pulling income data out of uploaded paystubs, replacing manual review A messaging engine delivering SMS and email to 2.5M+ recipients, with sender warming, engagement tracking and bot filtering Performance work - a nightly job cut from 4.7 hours to minutes, streaming exports for 3M+ rows Stack: PHP 8.3, Laravel 10/11, Vue.js, React, TypeScript, MySQL, PostgreSQL, Redis, Temporal, Docker, Nginx, GitHub Actions, PHPUnit, Cypress Integrations: Plaid, credit bureaus, Stripe, DocuSign, Twilio (Voice/SMS/Flex), SendGrid, Meta & Google Ads APIs, OpenAI Most clients start with one scoped task and stay for months. Beyond fintech I take on any data-heavy or integration-heavy Laravel product - SaaS back ends, REST APIs, queue and workflow architecture, admin panels and dashboards. If you need something built or fixed - just message me and we'll talk it through