Richard M.Private profile: Upwork shows its earnings only to signed-in members, so we check it every few weeks, not daily. MRR here is a rough estimate (Upwork's six-month earnings ÷ months active). Last read Nov 5, 2026.

Precision-driven valuation and estimating expert with 20+ years of cross-industry experience in real estate appraisal, insurance adjusting, and cost segregation. ​I provide high-level estimating and consulting services for clients who require more than just "data entry." With a background as an FHA-approved appraiser and a decade and a half in CAT/Daily insurance claims, I bridge the gap between technical construction costs and professional financial valuation. ​What I Bring to Your Project: ​Xactimate Mastery (15+ Years): I handle complex residential and commercial estimates, including multi-claimant condo losses and business interruptions. I don't just write lines; I justify them to ensure maximum accuracy and claim integrity. ​Cost Segregation Expertise: I have a proven track record of producing multi-million dollar estimates for cost segregation studies, helping property owners optimize tax depreciation through meticulous asset breakdown. ​Valuation Logic: My 8 years as a licensed Real Estate Appraiser (FHA Approved) gives me a unique perspective on "Market Value vs. Replacement Cost" that most estimators lack. ​Data & Analytics: As an Excel Certified professional, I can manage large-scale data sets, complex loss spreadsheets, and financial modeling with ease. ​Core Competencies: ​Insurance: CAT & Daily Claims, 3rd Party Loss, Large Loss Commercial. ​Estimating: Xactimate (Expert level), Sketch, and Cost Segregation Reporting. ​Consulting: Appraisal Review, Scoping, and Dispute Resolution. ​Whether you are a restoration contractor needing precise Xactimate files, a CPA firm requiring cost segregation support, or a policyholder looking for a professional loss assessment, I deliver clean, defensible, and timely results. ​Let’s discuss your project requirements and how I can help you streamline your estimating workflow.