Shahid M.

I have extensive professional work experience in the banking industry, which spread over 17 years. My professional Educational Qualification is MBA with majors in Finance. During my banking career, I have been associated with the asset side of the bank by extending commercial loans to various business entities and segments. My area of expertise for my valued customers are as follows: • I have excellent Credit Proposal writing skills. I can prepare and review loan proposals for loan approvals for Funded and Non-Funded facilities. • I can evaluate credit worthiness of customers through financial statements and other risk management tools. • Expert in excel, spread sheets. • My area of expertise includes Financial Analysis of Audited Accounts, Financial projections, ratio analysis. • Preparation of Balance Sheet, Income statement and cash flows. • Practical experience in trade both import and export. • Feasibility reports on new business of all sectors of economy. • I can structure loan facilities and evaluate the value of collaterals. • Project Financing. • Loan approval for Green Field / new Business. • Business plans for going concerns and new businesses. • IRR and pay back periods. • Financial calculator for Project and Mortgage loan, • Presentations of Financial models. • Complete assistance in the bank loans from Credit initiation process till disbursements. • As business consultant, I can perform complete SWOT Analysis of business, Red Flags if any, business model review, health of receivables, Industry Analysis, Financial analysis of Audited financials with horizontal and vertical analysis and ratio analysis to gauge the core issues of the business. • Comprehensive briefing on import, export modes, process and documentation and finances available from banks. • Content writing for business with special interest in Economics, both micro and macro. EXPERT IN MS OFFICE • I can various tasks related to MS Office Applications. • Experience in excel formulas. • Macros. • Data entry and scrapping. • Conversion of MS Word, Excel and PDF. • Power point presentations. • Solving issued related to formulas, Macros, and Tables. • Excel Automation and dashboards. • Google sheets. • MS word. • MS Power Point.