Umar M.

𝟐𝟔𝟓+ 𝗦𝘁𝗮𝗿𝘁𝘂𝗽𝘀 | 𝟒𝟓𝟎+ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗠𝗼𝗱𝗲𝗹𝘀 𝗕𝘂𝗶𝗹𝘁 | $𝟖𝟎𝗠+ 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗥𝗮𝗶𝘀𝗲𝗱 I build financial models, valuations, and business plans that founders and operators put in front of investors, lenders, and boards, and that hold up when those people start asking hard questions. Over the past eight years, I've built and reviewed 𝟰𝟱𝟬+ financial and valuation models across SaaS, healthcare, real estate, infrastructure, manufacturing, hospitality, and technology businesses. My work has supported more than 𝗨𝗦$𝟖𝟎𝗠 in equity, debt, and SBA financing. Previously, I worked as a Senior Financial & Valuation Analyst at a QCR-rated chartered accountancy firm, where I conducted business valuations, feasibility studies, and financial analyses under institutional review standards. Today, I advise founders, operators, and investors on transactions ranging from early-stage fundraising to large-scale project finance and infrastructure developments. 𝗪𝗛𝗔𝗧 𝗜 𝗛𝗘𝗟𝗣 𝗖𝗟𝗜𝗘𝗡𝗧𝗦 𝗪𝗜𝗧𝗛 ✓ Investor-Ready 3-Statement Financial Models ✓ Fundraising & Capital Raise Models ✓ Project Finance & Infrastructure Models (multi-tranche debt, DSCR, cash flow waterfalls) ✓ Business Valuations (DCF & Comparable Company Analysis) ✓ Budgeting, FP&A & Strategic Planning ✓ Scenario & Sensitivity Analysis ✓ Debt Structuring & Capital Planning ✓ Business Plans & Investor Deck Support 𝗥𝗘𝗖𝗘𝗡𝗧 𝗪𝗢𝗥𝗞 𝗜𝗡𝗖𝗟𝗨𝗗𝗘𝗦 ✦︎ A project finance model for a 𝗨𝗦$𝟓𝟐𝟓𝗠 subsea infrastructure raise, covering a four-tranche debt structure, DSCR covenants, and a sculpted cash flow waterfall, currently supporting live investor discussions. ✦︎ A 10-year financial model and business plan for a 𝗨𝗦$𝟱𝟬𝗠+ industrial manufacturing project, built to Qatar Development Bank standards, covering 3-statement projections, capacity utilization ramp, feedstock costs, and debt serviceability across base and stress scenarios. ✦︎ A five-year financial model and investor waterfall for a 97-unit phased workforce housing development in Mississippi, structured as a Reg D 506(b) offering, covering land basis allocation, absorption scenarios, and an 8% preferred return / 𝟴𝟬-𝟮𝟬 𝗟𝗣-𝗚𝗣 split. 𝗪𝗛𝗔𝗧 𝗠𝗔𝗞𝗘𝗦 𝗠𝗬 𝗪𝗢𝗥𝗞 𝗨𝗡𝗜𝗤𝗨𝗘 → Every assumption is defensible. If a number can't survive an investor's question, it doesn't go in the model. → Models are built from first principles, not recycled templates. → Designed to withstand scrutiny from investors, lenders, and boards. → Clean architecture, error-checked logic, and documentation that holds up long after delivery. → I communicate directly. If something in your numbers doesn't add up, I'll tell you before your investors do. → I work with founders, operators, and advisors needing institutional-grade analysis. Happy to sign NDAs where needed. If you're preparing for a fundraising round, lender review, acquisition, valuation engagement, or board presentation, 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗮𝗻𝗱 𝗹𝗲𝘁'𝘀 𝗱𝗶𝘀𝗰𝘂𝘀𝘀 𝘆𝗼𝘂𝗿 𝗽𝗿𝗼𝗷𝗲𝗰𝘁.