Janos S.

I have a strange relationship with complicated financial models: the bigger the headache they cause, the more interesting I find them. If yours is giving you one, send it over and I will review every part of it. Or can build you a better one. I started my career at Deloitte, Mazars, BDO and OTP Bank, and since then I have worked with clients in real estate, startups, e-commerce, health and fitness, renewable energy with over $470M built in value. That mix is why clients bring me very different problems: ▸ The forecast no longer matches how the business runs. ▸ Reporting and deal screening take days of manual work. ▸ A raise, an acquisition or a development is coming, and nobody has tested what happens if the assumptions are wrong. Just message me with the deal or the problem. I will tell you where I would start and send an offer for the first step. ━━━━━━━━━━━━━━━━━━━━ WHAT I DO ✓ Financial Modeling ▸ Investor-ready models for new businesses, fundraising rounds and acquisitions ▸ Three-statement logic and cash flow forecasts, built around the decisions the model has to support ▸ Lender-side view of debt: sizing, DSCR, covenants and the downside case, not only the equity returns ▸ Independent review of existing models before they go to investors, lenders or a board ▸ Ongoing support after delivery: I keep the model updated, run new scenarios and maintain it as the business changes ✓ FP&A and AI Reporting Automation ▸ Rolling forecasts and cash flow forecasting ▸ Budget vs actual, cash runway, board and investor reporting ▸ Build financial models and forecasts around your actual business data, not generic assumptions. ▸ AI and Excel automation that removes the manual work from monthly reporting ✓ Real Estate Underwriting Acquisition and ground-up development models for multifamily, mixed-use, student housing, SFR and LIHTC deals in the US, Europe and Australia. Structures I model regularly: ▸ GP/LP waterfalls with tiered promotes and land contributed as GP equity ▸ Capital stacks with senior debt, mezzanine, preferred equity and partnership loans ▸ Bridge-to-refinance chains and floating rate debt with extension tests ▸ Construction draws tied to milestones ▸ Forward funding under European market mechanics ▸ Fund-level roll-ups across multiple deals ✓ AI Deal Screening and Workflow Building I build Claude-based workflows that screen deals, pull data from listings and documents, and produce a first-pass underwriting view. The AI does the execution. I set the underwriting logic and check the output. ━━━━━━━━━━━━━━━━━━━━ BACKGROUND ▸ Audit and transaction advisory at Deloitte, Mazars and BDO ▸ Project finance at OTP Bank on a $60M+ infrastructure portfolio ▸ Internal control at BP ▸ $470M+ in modeled transactions across the US and Europe ━━━━━━━━━━━━━━━━━━━━ RECENT WORK ▸ AI deal screening pipeline for a New York multifamily investor sourcing distressed 421a properties ▸ AI-first finance operations support for an early-stage US medtech company ▸ SFR development model with a fund-level roll-up for a US single-family rental investor ▸ Mixed-use development models for a developer across several EU projects ━━━━━━━━━━━━━━━━━━━━ RECENT SECTORS ▸ Real estate ▸ Medtech ▸ Health and fitness ▸ E-commerce ▸ Hospitality ▸ Renewable energy ━━━━━━━━━━━━━━━━━━━━ PRICING ▸ Ongoing FP&A and model support: monthly retainer with a defined scope and block of hours ▸ Models, reviews and underwriting: fixed quote upfront ▸ Hourly work: with a weekly cap, so there are no surprises ━━━━━━━━━━━━━━━━━━━━ Financial Modeling | FP&A | Forecasting | Investor-Ready Financial Model | Business Plan | Financial Model | Financial Projections | Real Estate Underwriting | GP/LP Waterfall | AI Deal Screening | AI Workflow Automation | Model Review