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Muhammad Bilal J.
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Muhammad Bilal J.

Finance Transformation and Commercial Strategy

I sit at the intersection of three worlds that rarely meet: Finance, enterprise programme delivery and AI-native product development. I'm a Chartered Accountant (ACA) by training, which means I approach technology with a finance and operations lens — always asking: what's the business problem, and what's the leanest solution that solves it? By day, I lead large-scale ERP transformations as Programme Director at Oracle — currently driving a complex programme for one of the region's largest airlines, and having recently completed one of the UAE's biggest Oracle Fusion banking implementations (35+ consultants, 120+ integrated systems). In parallel, I build things. Over the past few years I've designed and shipped AI-powered applications, workflow automation frameworks, and full-stack MVPs — independently, from concept to deployment. This includes a domain-restricted AI assistant, an end-to-end automation pipeline using n8n and Zapier, a two-sided AI-native marketplace, and multiple database migration and platform decoupling initiatives using Supabase and PostgreSQL. ━━━━━━━━━━━━━━━━━━━━━ What I bring to the table: → AI & Automation: LLM-based tool development, Prompt Engineering, n8n / Zapier workflow design, AI-assisted (vibe coding) development → Architecture: Supabase (PostgreSQL), BaaS-first / serverless design, API & webhook systems, SaaS MVP development → Programme Delivery: PMO governance, Oracle Fusion (ERP, SCM, PPM, EPM), multi-regional team leadership → Finance & Strategy: FP&A, IT budgeting, ERP implementation, Chartered Accountant ━━━━━━━━━━━━━━━━━━━━━ I'm particularly interested in conversations at the intersection of finance, enterprise systems, and AI — whether that's building smarter ERP integrations, automating FP&A workflows, or designing AI-native products for regulated industries. Open to connecting with founders, product leaders, and enterprise transformation teams.

🇦🇪Dubai, United Arab Emirates$20/hr100% JSS5.00 (4)Since Sep 2020

Earnings and projects

MRR
$112

Last 6 months ÷ 6

World#131,926 / 412k
🇦🇪Country#712 / 2,720
Revenue, last 30 days
$716

Last 6 months: $672

World#53,117 / 412k
🇦🇪Country#250 / 2,720
Total earnings
$4.3k

Billed in all: $4.5k

World#268,396 / 412k
🇦🇪Country#1,652 / 2,720
Per project
$852

$672 in the last 6 months

World#136,495 / 412k
🇦🇪Country#836 / 2,720
Projects, last 6 months
1

Across 2 contracts

0% fixed100% hourly
World#128,092 / 412k
🇦🇪Country#758 / 2,720
Projects in all
5

Across 9 contracts

0% fixed100% hourly
World#266,042 / 412k
🇦🇪Country#1,848 / 2,720

Earnings, last 30 days

$4.5k+$716 earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$3.5k$4.0k$4.5k$5.0kOct 9Oct 24Nov 8

Skill rankings: Top 27% in Process Flow Diagram

Ranked by MRR among everyone on Upwork with the skill.

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  6. #106Implementation353 freelancers · 🇦🇪 #2Top 30%
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  8. #267Project Management Professional892 freelancers · 🇦🇪 #1Top 30%