Bhawna J.

Financial software isn't just about moving money it's about security, compliance, speed, and trust. Over the last 8+ years, I've helped fintech startups and financial businesses build platforms that automate complex financial operations, improve visibility, reduce risk, and deliver exceptional user experiences. My solutions have helped businesses: ✔ Reduce financial reconciliation and manual processing by 85%+ through intelligent workflow automation and centralized financial operations. ✔ Accelerate transaction processing by 6x using event-driven architectures, optimized APIs, and real-time processing pipelines. ✔ Improve portfolio monitoring and financial reporting by 70%+ with live dashboards, market analytics, and AI-powered insights. ✔ Reduce operational costs by 45%+ by automating reporting, approvals, compliance workflows, and financial data management. ✔ Improve platform availability to 99.9%+ using scalable cloud infrastructure, containerized deployments, monitoring, and automated CI/CD pipelines. Whether you're building a Trading Platform, Investment Platform, WealthTech Product, Payment System, Banking Application, Lending Platform, or Financial SaaS, I focus on delivering secure, scalable, production-ready software built for long-term growth. What I Build ✔ AI-Powered Financial Applications ✔ Trading & Investment Platforms ✔ Wealth Management Systems ✔ Payment Processing Systems ✔ Financial Analytics Dashboards ✔ Investment Research Platforms ✔ Risk & Compliance Management Systems ✔ Multi-Tenant FinTech SaaS ✔ B2B & B2C Financial Platforms I work across a broad range of FinTech products and financial applications, including: Digital Banking & Payments: Digital Banking | Neobanking | Digital Wallets | Payment Gateway | P2P & Instant Payments | Cross-Border Payments WealthTech & Investment: Wealth Management | Robo-Advisory | Stock Trading | Portfolio Management | Market Data | Investment Analytics Lending & Credit: Digital Lending | P2P Lending | Loan Management | Credit Scoring | Loan Origination | Risk Analytics Trading & Brokerage: Trading Platforms | Brokerage Systems | Order Management | Trade Execution | Market Data Integration RegTech & Compliance: KYC/AML | Regulatory Reporting | Compliance Automation | Risk Management | Audit Management Emerging FinTech: Blockchain | Digital Assets | Crypto Wallets | DeFi | Smart Contracts | Tokenization My Recent Fintech Experience: I recently built an investment management system that integrated real-time market data from APIs like Yahoo Finance, Alpha Vantage, and Quandl. The platform featured advanced data visualizations, including heat maps, and stock charts for technical analysis and risk management. Key features included secure user authentication, portfolio monitoring, custom news feeds, and optimized trade execution workflows. I leveraged technologies like Docker, Kubernetes, CI/CD pipelines (Azure DevOps), SQL Server, and PostgreSQL to ensure high performance and scalability. Core Technical Expertise Backend → .NET 8 | ASP.NET Core | ASP.NET MVC | C# | Blazor Server → Entity Framework Core | Dapper | LINQ → REST APIs | GraphQL → Clean Architecture | Domain-Driven Design → Microservices | Event-Driven Systems Frontend → React.js | Next.js | Angular | Blazor WebAssembly | TypeScript | JavaScript → Tailwind CSS | Material UI Financial Data Visualization → D3.js | HighCharts | Chart.js | ECharts | DevExpress | Google Charts Databases → PostgreSQL | SQL Server | Azure SQL | MongoDB | Azure Cosmos DB | Firebase | Redis Cloud & DevOps → Microsoft Azure | AWS | Google Cloud Platform | Docker | Kubernetes | Azure DevOps | CI/CD Pipelines AI & Intelligent Finance → OpenAI GPTs | Anthropic Claude | Google Gemini | Financial AI Assistants | Intelligent Document Processing | Predictive Analytics | NLP | LLM Integration | AI-Powered Financial Insights |Semantic Search | Financial Platforms & Solutions FinTech Security & Compliance I build financial applications with security, privacy, and compliance considered throughout the development lifecycle. → KYC & AML: KYC | AML | eKYC | eIDV | Customer Verification → Payment Security: PCI DSS | Secure Payments | Tokenization | Encryption → Data Privacy: GDPR | SOC 2 | Data Protection | Secure Data Storage → Open Banking: Open Banking APIs | PSD2 | Financial APIs Why Clients Work With Me ✔ Production-ready architecture not just prototypes. ✔ Security and compliance considered from day one. ✔ Experience building systems that process large volumes of financial data. ✔ Strong communication and long-term product thinking. Availability ✔ Full-time & Long-term Projects ✔ US • UK • Europe • Australia Time Zone Overlap ✔ Fast Response Time (Typically Within 1 Hour) If you're looking for a developer who understands both software engineering and financial systems, I'd be happy to discuss your product and recommend the best architecture before development begins.