Pranav B.

🏆 Hard Money Lending | DSCR | Fix & Flip I GUC I MCA loan Expert l Loan Processing Expert I US Mortgage Underwriting I 100% job success in Upwork I specialize in U.S. Mortgage Loan Underwriting, Hard Money Loan Processing, DSCR Underwriting, and Private Lending Operations, supporting private lenders, hard money lenders, mortgage brokers, and real estate investment companies. With 12+ years of experience in the U.S. mortgage and private lending industry, I manage loan files from initial submission and borrower review through underwriting, processing, closing, and funding. ✅ Core Skills & Expertise • Hard Money Loan Underwriting & Processing • DSCR Loan Underwriting & Analysis • Fix & Flip, Bridge, Rental & Ground-Up Construction (GUC) Loans • Mortgage Loan Processing & Closing Coordination • Borrower, Credit, Income & Liquidity Analysis • Loan-to-Value (LTV) & Debt Service Coverage Ratio (DSCR) Analysis • Appraisal, Title, Insurance & Due Diligence Review • Loan Conditions, Document Verification & Clearing • Rehab Budget & Construction Draw Administration • Loan Servicing, Escrow & Loan Modifications • Underwriting Guidelines, SOP Development & Quality Control • Mortgage Operations, Team Training & Workflow Optimization 🏦 Lender & Industry Experience Toorak Capital Partners, Kiavi, RCN Capital, ROC Capital, Temple View Capital, HERO Champions, Groundfloor, Central Lending, and other private lending institutions. 💻 Mortgage Software & Technology Encompass, LendingWise, LendingPad, Arive, The Mortgage Office (TMO), Zoho CRM, Citrix, GoHighLevel, and mortgage loan origination and servicing platforms. Professional Value In addition to hands-on underwriting and loan processing, I support private lending operations through loan pipeline management, underwriting guideline development, processing workflows, closing coordination, SOP implementation, and team training. Whether you need a Hard Money Loan Underwriter, DSCR Loan Underwriter, Mortgage Loan Processor, Private Lending Specialist, or Mortgage Operations Specialist, I bring the experience and technical knowledge to manage loan files, maintain underwriting standards, reduce processing bottlenecks, and support timely loan closings. Let's discuss how I can support your mortgage underwriting, loan processing, and private lending operations.