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BackSep 25
Usman A.

Usman A.

Credit Repair VA | Expert in FTC, CFPB, BBB Disputes | Dispute Support

Certified Credit Repair Specialist (VA) | Results-Driven Credit Solutions for Individuals & Businesses Are you looking to improve your credit score or need a reliable expert to handle client disputes for your credit repair agency? I’m here to help. As a Certified Credit Repair Specialist, I bring a strong command of FTC, CFPB, and BBB regulations, ensuring that every action I take is 100% compliant and strategically aligned to deliver results. Whether you're an individual looking to boost your credit or a business needing back-end support, I offer professional, dependable service tailored to your needs. 💼 What I Offer: Expert Dispute Processing – I manually analyze credit reports or use software to pinpoint inaccurate, outdated, or unverifiable items. Custom Dispute Letter Drafting – Personalized letters crafted for submission to Experian, Equifax, and TransUnion. Negative Item Removal – Skilled at identifying and disputing derogatory marks, charge-offs, collections, and more. Credit Audits & Reporting – Detailed audits and progress updates to keep you or your clients in the loop. Legal Compliance – Familiar with crafting FTC reports via IdentityTheft.gov and following all regulatory guidelines. 🧠 Tools & Platforms I Use: Credit Repair Cloud (CRC) Dispute Suite Centurion Score CRM CDM Software IdentityIQ, CreditKarma, PrivacyGuard, and more ✅ Certifications: CRC Certified CDM Certified Centurion Score CRM Certified When you work with me, you're gaining a dedicated partner, not just a virtual assistant. I care about your success and treat every case with the attention and urgency it deserves. Let’s improve your credit score—or your clients'—together.

🇵🇰Bahawalpur, Pakistan$8/hr100% JSS4.80 (13)Since Nov 2020

Earnings and projects

MRR (estimate)as of Sep 25
≈$315

An estimate from an earlier read

World#96,393 / 412k
🇵🇰Country#12,573 / 52.9k
Revenue, last 30 days
—

Last 6 months: $1.9k

Total earnings
$11k

Billed in all: $12k

World#187,403 / 412k
🇵🇰Country#19,838 / 52.9k
Per project
$385

$145 in the last 6 months

World#207,605 / 412k
🇵🇰Country#23,252 / 52.9k
Projects, last 6 months
13

Across 14 contracts

71% fixed29% hourly
World#12,441 / 412k
🇵🇰Country#2,888 / 52.9k
Projects in all
29

Across 33 contracts

64% fixed36% hourly
World#100,215 / 412k
🇵🇰Country#16,428 / 52.9k

Earnings, last 30 days

$11.6kNo reading in this rangeBilled in all by Sep 8, 2026, the last reading before this range
$11.4k$11.6k$11.8k$12.0kNo dataOct 8Oct 23Nov 7

No reading in this range. Dotted: longer than usual between two readings. Hatched: over two weeks without one.

Skill rankings: Top 22% in Credit Scoring

Ranked by MRR among everyone on Upwork with the skill.

  1. #20Credit Counseling67 freelancers · 🇵🇰 #7Top 30%
  2. #27Credit Report116 freelancers · 🇵🇰 #3Top 23%
  3. #28Finance & Law89 freelancers · 🇵🇰 #3Top 31%
  4. #30Credit Scoring136 freelancers · 🇵🇰 #4Top 22%
  5. #56Credit Repair241 freelancers · 🇵🇰 #2Top 23%
  6. #94Financial Consulting343 freelancers · 🇵🇰 #21Top 27%
  7. #131Alternative Dispute Resolution316 freelancers · 🇵🇰 #17Top 41%
  8. #240Debt Collection699 freelancers · 🇵🇰 #4Top 34%