Saeed A.

I build and run AML/CFT compliance programmes for fintechs, MSBs, crypto exchanges, and payment service providers — across Canada (FINTRAC/RPAA), UK (FCA), UAE (DFSA), and the US (FinCEN). Whether you need a fractional MLRO, a regulatory licensing application, or a full compliance framework built from scratch, I deliver audit-ready documentation and practical controls — not boilerplate templates. CAMS, ACMA, CGMA certified with 5+ years building compliance programmes across banking, crypto, and payments. Delivered FINTRAC MSB registrations, FCA authorisation applications, and DFSA licensing support. Designed end-to-end KYC/CDD onboarding workflows using Sumsub, Persona, and Jumio. Built transaction monitoring rule sets, SAR/STR reporting frameworks, and enterprise-wide risk assessments. Unlike generalist compliance consultants, I operate as a hands-on Compliance Officer and MLRO at a DIFC-regulated payments firm — meaning every policy I write for clients reflects what actually works under regulatory scrutiny, not academic theory. Message me with your regulatory challenge and I'll tell you exactly how I can help SKILLS TAGS Anti-Money Laundering (AML) Regulatory Compliance Know Your Customer (KYC) Cryptocurrency Compliance Consulting Risk Assessment Financial Regulation Fraud Detection Due Diligence Policy Development Internal Audit Financial Crime Blockchain Fintech Sanctions Compliance