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Muhammad Arsalan S.
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Muhammad Arsalan S.

Xactimate & Symbility Estimator | Mitigation, Rebuilds & Supplements

I am an Xactimate and Symbility estimator helping restoration contractors, roofers and public adjusters prepare accurate estimates, supplements and documentation for Insurance Claim Submission. I specialize in Property Insurance losses involving water mitigation, fire and smoke damage, roofing, exterior repairs and Building Reconstruction. Top Rated Plus | 100% Job Success Score 2000+ Restoration Estimates Delivered Using Xactimate and Symbility Helped Clients Secure Over $2 Million in Insurance Claim Payments PEC Registered Civil Engineer 4+ Years of Construction Estimating and Restoration Experience 1000+ Construction Takeoffs, BOQs and Bid Estimates Delivered As your restoration estimator, I review photos, inspection notes, measurements, drying logs and existing estimates to identify missing scope and prepare a detailed Cost Estimate. My goal is to help maximize claim value through justified supplements, accurate quantities and clear documentation. Xactimate and Symbility estimating services: • Water mitigation: extraction, demolition, structural drying, equipment setup, monitoring, cleaning and MICA drying-log review, with scope and justifications informed by applicable IICRC standards. • Fire and smoke damage: demolition, cleaning, odor treatment, contents restoration and repair estimates. • Roof and exterior damage: shingles, concrete tile, metal, EPDM, siding, gutters, windows and wind, storm or hail losses. • Building Reconstruction: framing, structural repairs, drywall, insulation, painting, flooring, cabinetry and interior finishes. • Contents: pack-out, manipulation, cleaning, storage and pack-back. • Supplements: missing line items, scope gaps, quantity corrections, pricing differences and documented code requirements. • Roof and interior sketches: prepared from measurements, plans, Matterport, DocuSketch, EagleView and Hover reports. • Xactimate rewrites: insurance PDF estimates converted into editable ESX files with sketches and line items. Whether you need a mitigation estimator, a reconstruction Cost Estimate or a roof supplement, I prepare organized deliverables for Property Insurance review and Insurance Claim Submission. Claim supplements and negotiation support: I support claims involving State Farm, Allstate, Farmers, USAA, Liberty Mutual, Safeco, American Family, Nationwide and Travelers. I review applicable carrier instructions and prepare concise F9 notes, photo references, estimate comparisons and supporting repair documentation. My Construction Estimating background helps me explain repair methods, labor, materials and sequencing. For water mitigation disputes, I review equipment quantities, drying duration, moisture records and applicable IICRC guidance. I provide supplement negotiation and Price & Quote Negotiation support through written rebuttals and line-by-line responses to adjuster reductions. Each disputed item is supported by the documented scope, construction requirements and relevant pricing. Past results include claim-value increases averaging 15–40% through justified supplements, and 500+ estimates submitted with a 95%+ approval rate. Insurance software, documentation and workflows: • Xactimate, Symbility / CoreLogic Claims Connect and XactAnalysis • MICA equipment records, drying logs and moisture readings • Matterport, DocuSketch, EagleView and Hover • CompanyCam and Encircle photos and field documentation • CRMs and Construction Management Software, including Albiware, JobNimbus, AccuLynx and DASH / Next Gear I organize these records into estimates, sketches, ESX files and supporting documents for Insurance Claim Submission. For Property Insurance and Insurance & Risk Management teams, my work focuses on property-loss documentation, repair scope and estimating support. Additional construction estimating support: I also provide Material Take-Off and Quantity Surveying services using PlanSwift, Bluebeam Revu and On-Screen Takeoff. I can prepare a trade-specific Cost Estimate, a Time & Cost Estimate breakdown, marked-up plans and Microsoft Excel reports for construction, repairs and remodeling. This supports my main focus on insurance restoration and Building Reconstruction. Turnaround and ongoing support: Most Xactimate and Symbility estimates are delivered within 24–48 hours after receiving the required documentation. Smaller estimates and urgent revisions can often be completed earlier. I am available as an ongoing estimator for restoration companies or for individual mitigation, fire, smoke, roofing, exterior and rebuild assignments. Send me your photos, scope notes, measurements, drying logs or existing insurance estimate. I’ll review the requirements and prepare a detailed estimate for claim submission, supplementation or repair planning.

🇵🇰Karachi, Pakistan$25/hr100% JSS4.87 (10)Since Mar 2021
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Earnings and projects

MRR
$3.8k

Last 6 months ÷ 6

World#8,707 / 412k
🇵🇰Country#899 / 52.9k
Revenue, last 30 days
$2k

Last 6 months: $23k

World#21,202 / 412k
🇵🇰Country#2,382 / 52.9k
Total earnings
$52k

Billed in all: $53k

World#73,791 / 412k
🇵🇰Country#6,284 / 52.9k
Per project
$1.6k

$1.6k in the last 6 months

World#90,004 / 412k
🇵🇰Country#7,238 / 52.9k
Projects, last 6 months
14

Across 15 contracts

80% fixed20% hourly
World#11,058 / 412k
🇵🇰Country#2,571 / 52.9k
Projects in all
32

Across 39 contracts

56% fixed44% hourly
World#92,223 / 412k
🇵🇰Country#15,053 / 52.9k

Earnings, last 30 days

$53.1k+$2k earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$50k$52k$54kOct 8Oct 23Nov 7

Skill rankings: #1 in 1 skill of 20

Rarest: top 0.90% in Xactimate, of 111. Ranked by MRR among everyone on Upwork with the skill.

  1. 1Xactimate111 freelancers · 🇵🇰 #1Top 0.90%
  2. 2Property Insurance186 freelancers · 🇵🇰 #1Top 1%
  3. 2Time & Cost Estimate106 freelancers · 🇵🇰 #1Top 2%
  4. 2Building Reconstruction37 freelancers · 🇵🇰 #2Top 5%
  5. #4Construction Management Software76 freelancers · 🇵🇰 #1Top 5%
  6. #4Insurance Software75 freelancers · 🇵🇰 #1Top 5%
  7. #5Insurance435 freelancers · 🇵🇰 #2Top 1%
  8. #6Insurance & Risk Management150 freelancers · 🇵🇰 #1Top 4%