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Arjay Alexis O.

Arjay Alexis O.

Credit Bureau Disputes Analyst (e-Oscar)

Looking for a "Plug-and-Play" e-OSCAR Specialist who can handle 75+ ACDVs per day? With nearly 5 years of dedicated experience as a Credit Bureau Disputes Analyst, I specialize in the high-volume investigation and resolution of credit disputes across TransUnion, Equifax, and Experian. I have a deep understanding of the FCRA regulatory landscape and am highly proficient in navigating the e-OSCAR platform to process Automated Credit Dispute Verifications (ACDVs) with precision. I am an expert at reading and interpreting complex credit report trade lines and applying the correct Metro 2 response codes to ensure data integrity and compliance. My Core Expertise Includes: e-OSCAR Mastery: Rapid processing of ACDVs and AUDs with a focus on meeting strict SLAs. High-Volume Management: Proven ability to manage a queue of 75+ cases per day while high quality output. FCRA Compliance: Ensuring every investigation meets the regulatory requirements for timeliness and accuracy. Dispute Categories: Expert handling of "Not Mine" (Identity Theft), Account Status, Payment History, and Bankruptcy disputes. Chargeback Resolution: Additional expertise in evaluating merchant/consumer transaction disputes to protect business interests. Beyond dispute resolution, I bring strong administrative support skills from my experience as a Virtual Assistant, including report generation, calendar management, and CRM tool usage (TSYS, Google Workspace, MS Office). I am available to work US Time Zones and am committed to delivering high-quality, detail-oriented work that minimizes your company's regulatory risk. Let’s get your dispute queue under control. Click "Invite to Job" to start a conversation!

🇵🇭General Trias, Philippines$10/hr90% JSS5.00 (4)Since Apr 2021

Earnings and projects

MRR
$1k

Last 6 months ÷ 6

World#46,706 / 412k
🇵🇭Country#8,563 / 56.3k
Revenue, last 30 days
$0

Last 6 months: $6.2k

Total earnings
$9.6k

Billed in all: $9.9k

World#199,591 / 412k
🇵🇭Country#32,344 / 56.3k
Per project
$9.6k

$3.1k in the last 6 months

World#16,666 / 412k
🇵🇭Country#3,876 / 56.3k
Projects, last 6 months
2
0% fixed100% hourly
World#88,921 / 412k
🇵🇭Country#8,168 / 56.3k
Projects in all
1

Across 4 contracts

0% fixed100% hourly
World#360,674 / 412k
🇵🇭Country#43,767 / 56.3k

Earnings, last 30 days

$9.9kNothing earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$9.8k$9.9k$10.0k$10.1kOct 9Oct 24Nov 8

Skill rankings: Top 12% in Data Entry

Ranked by MRR among everyone on Upwork with the skill.

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