Johanna B.

CPA and MBA with 12+ years as Financial Controller and CFO in multinational companies across the US, Spain, France, South Africa, Colombia and Ecuador. I help SMEs and growing companies get financial clarity: reliable forecasts, healthy cash flow and reporting that supports real decisions. HOW I CAN HELP - Budgeting & Forecasting: P&L, balance sheet and break-even analysis - Cash Flow & Treasury: 13-week cash forecasts and working capital management (DSO, DPO, DIO, CCC) - Monthly Performance Reporting: actuals vs. budget and forecast, with clear bridges and highlights for management and investors - Margin Analysis: gross profit by product line and pricing insights - Due Diligence: financial analysis of new deals, acquisitions and opportunities - Risk & Opportunity Plans to close gaps and hit your forecast WHY WORK WITH ME - Top Rated Plus with 100% Job Success and 2,000+ hours on Upwork - Multinational experience applied to small and mid-sized businesses - Clear, decision-focused communication. I translate numbers into actions. - Fluent in English and Spanish I work as a fractional CFO on monthly retainers, and also on one-off projects: financial models, forecasts, board or investor presentations. Send me a message with your current challenge and I'll tell you how I would approach it.