Philip C.

If your books don't match your tax return, your margins are a guess, or a lender or buyer is about to ask for financials, that is the work I do. I'm a licensed CPA and the founder of a fractional CFO, bookkeeping and tax firm built for owner-run service businesses: contractors and home services, insurance agencies, dental practices, e-commerce brands and MSPs, mostly $1M to $15M in revenue. What clients hire me for here: • QuickBooks Online cleanup and catch-up, then tax-ready monthly books • Business and owner tax returns (1120-S, 1065, 1120, Schedule C, multi-state) with planning before year-end, not after • Fractional CFO work: 13-week cash forecasts, job and product margins, budgets, lender and investor packages • Financial models, valuations and quality of earnings for buying or selling a business • Sales tax nexus studies and S-corp reasonable compensation Recent results: • A four-hour review of a $2.4M service business found $34,200 in first-year savings and $5,400 of accounting fees the owner didn't need to pay • An e-commerce cleanup cleared $457,000 of unreconciled marketplace balances so the 2025 return could finally be filed • A $7M HVAC company got job-level margins for the first time, ahead of a sale Background: Deloitte and EY, then investment banking and private equity in New York, where I built the models and ran the diligence on transactions up to $3B. I read your financials the way a buyer or a lender will, and I explain them the way an owner needs to hear them. How I work: fixed prices for defined projects, a written scope before we start, and answers the same business day. Send me your situation and I'll tell you plainly whether I'm the right fit.