Divyesh J.

Fractional CFO and QuickBooks bookkeeper for owner-run businesses with crews, trucks, equipment or clinicians: moving companies, equipment rentals, garage door and home services, manufacturers, healthcare and therapy practices. Clean books, cash flow forecasts and KPIs. Top Rated | 7+ years | FathomHQ Certified | CPA (India) | QuickBooks Online & Xero If payroll is your biggest cost, your cash swings with the season, and your P&L says "profit" while the bank account disagrees, that's the problem I fix. WHO I USUALLY WORK WITH - Moving, hauling and logistics companies - Equipment, truck and party rental businesses - Garage door, HVAC, plumbing and other home service contractors - Small manufacturers and job shops - Clinics, therapy and counseling practices - Other labor-heavy businesses: trades, cleaning, landscaping, staffing Most clients are US and Canadian owners doing roughly $500K–$15M a year in revenue. WE'RE A GOOD FIT IF YOU'RE SAYING - "The books show a profit, but cash is always tight." - "I don't know which jobs, crews or locations actually make money." - "I'm not paying myself what the business should support." - "I need help setting fair pay and bonuses for my team." - "I want to be ready to sell in 3–5 years." WHAT YOU GET - Monthly bookkeeping and close in QuickBooks Online or Xero, reconciled and reviewed - 13-week cash flow forecast and a 12-month budget you can run the business on - Job, crew, truck or location profitability, plus labor cost as a % of revenue - KPI dashboards in Fathom: revenue per tech or clinician, utilization, AR days - Pricing and margin reviews before you quote or raise rates - Owner pay, team compensation and incentive plan design - Exit and valuation readiness: clean financials, add-backs, a 3-year plan RESULTS - Luxury Meal Prep company: Reduced bank debt in 26 months from $200,000 while growing the business by 7%. - Equipment rental and repair company: Tracked efficiency of the team across the departments and improved daily average bank balance from $30K to $100K. - Therapist practice: Helped practice owner gain confidence on numbers, established therapist profitability calculator for tracking therapist profitability and margin leaks on caseloads. A few video testimonials from clients are in my portfolio below. HOW WE START 1. A 30-minute call to understand your business and goals. 2. A fixed-price financial health check: review of the books, red flags, and the 3 changes that matter most. 3. A monthly CFO and bookkeeping retainer, sized to what you need. TOOLS QuickBooks Online, Xero, Fathom, Advanced Excel and Google Sheets, SAP (for manufacturing clients). Message me with your industry and approximate annual revenue, and I'll tell you within one business day whether I'm the right fit.