Carlos Fernando V.

15+ years in institutional capital markets. I turn financial complexity into decisions you can actually act on — valuations, currency risk, and financial content that doesn't read like a textbook. I'm the founder of ViSFI (Viveros System of Financial Intelligence) and write the Daily Briefing at criteriofinanciero .com .co— daily market analysis read by finance professionals and investors across Colombia and Latin America. Everything below is methodology I use with my own clients and readers every day, not theory. What I do: 📊 **Business Valuation & Financial Modeling** — DCF, comparable transaction multiples, net assets, ARR multiples, and the Berkus method for early-stage companies. You get a defensible range, not a single guessed number, with every assumption traceable to its source. 💱 **Currency Risk & Hedging Analysis** — Forward pricing under covered interest rate parity, swap structuring, and volatility scenario modeling for businesses with international exposure (import/export, foreign-currency debt, cross-border payments). ✍️ **Financial Content & Ghostwriting** — Newsletters, market commentary, LinkedIn posts, and long-form articles written in a real, distinct voice — not generic AI-sounding output. I run a live daily publication, so I know what makes financial content actually get read. 🧮 **Financial Tools & Calculators** — Interactive valuation, hedging, and credit calculators built for real decision-making, not just demos. **How I work:** every engagement starts with understanding your actual numbers and constraints — not a templated framework applied blind. I build the model or write the piece, walk you through the reasoning behind every assumption, and hand off something you (or your team) can keep using after the project ends. **See real work, not just claims:** criteriofinanciero .com .co — live valuation and hedging reports, financial calculators, and daily published market analysis. If you need a number you can defend in front of an investor, a bank, or your own board — or content that sounds like it was actually written by someone who understands markets — let's talk about your specific situation.