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Zoha S.
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Zoha S.

CFA Level 2 | Financial Analyst | Budgeting, Modeling & QBO Expert

❗ 𝗦𝘁𝗿𝘂𝗴𝗴𝗹𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗲𝘀𝘀𝘆 𝗯𝗼𝗼𝗸𝘀, 𝘂𝗻𝗰𝗹𝗲𝗮𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝘀, 𝗼𝗿 𝘄𝗲𝗮𝗸 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻-𝗺𝗮𝗸𝗶𝗻𝗴? Most businesses lose money due to inaccurate reports, poor forecasting, or financial blind spots. ✅ 𝗜’𝗺 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝘀𝗼𝗹𝘃𝗲 𝘁𝗵𝗮𝘁 — 𝘄𝗶𝘁𝗵 𝗽𝗿𝗲𝗰𝗶𝘀𝗶𝗼𝗻 𝗮𝗻𝗱 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆. I’m Zoha S., a detail-oriented Financial Analyst & CFA Level 2 Candidate with 4+ years of experience in building strong financial systems, insightful models, and reliable reports that drive smart decisions. ✅ 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 𝗜 𝗢𝗳𝗳𝗲𝗿: 🔹 Financial Modeling (DCF, sensitivity, growth, break-even) 🔹 Budgeting & Forecasting (Monthly/Quarterly/Annual) 🔹 QuickBooks Online (QBO) Setup, Cleanup & Ongoing Bookkeeping 🔹 Financial Reporting (GAAP & IFRS Compliant) 🔹 Cost & Inventory Management (SAP MM & SAP FICO) 🔹 Excel Automation, Dynamic Dashboards & Visualizations 🔹 Business Valuation, Fundraising Support & Investor Reports 🔹 Cash Flow Analysis & Management 🔹 KPI Dashboards & Strategic Financial Insights ★ 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝗶𝗲𝘀 𝗜 𝗪𝗼𝗿𝗸 𝗪𝗶𝘁𝗵: ♦️ E-commerce & Retail (Shopify, Dropshipping) ♦️ Startups & SaaS Platforms ♦️ Manufacturing & Supply Chain ♦️ B2B Services & Consulting Firms ♦️ Healthcare & Wellness Practices 🔹 𝗧𝗼𝗼𝗹𝘀 & 𝗣𝗹𝗮𝘁𝗳𝗼𝗿𝗺𝘀 𝗜 𝗨𝘀𝗲: ✅ Microsoft Excel (Advanced Formulas, Power Query, PowerPivot) ✅ QuickBooks Online (QBO), Xero ✅ SAP FICO, SAP MM ✅ Google Sheets, Microsoft PowerPoint ✅ Financial Modeling Templates & Analytics Tools ★ 𝗖𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 & 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻: ♦️ CFA Level 2 Candidate – CFA Institute ♦️ SAP Certified – Material Management Module ♦️ Advanced Microsoft Excel – IoBM ♦️ Business Valuation & Investment Evaluation – PMI 🔹 𝗧𝗼𝗽 𝗦𝗸𝗶𝗹𝗹𝘀 & 𝗞𝗲𝘆𝘄𝗼𝗿𝗱𝘀: ✅ Financial Modeling & Analysis ✅ Financial Statement Preparation ✅ Budget Planning & Variance Analysis ✅ Cost Accounting & Inventory Control ✅ KPI Dashboards & Performance Tracking ✅ Bookkeeping & Reconciliation ✅ Business Valuation & Forecasting ✅ Excel Automation & Data Cleaning ✅ QBO Management & Virtual CFO Services ✅ Pitch Decks & Investor-Ready Reports ✅ 𝗪𝗵𝘆 𝗖𝗹𝗶𝗲𝗻𝘁𝘀 𝗖𝗵𝗼𝗼𝘀𝗲 𝗠𝗲: ★ Strategic, detail-driven & deadline-oriented ★ Communicates clearly and proactively ★ Delivers decision-ready insights, not just numbers ★ Trusted by businesses to manage and optimize entire financial flows 📩 𝗟𝗲𝘁’𝘀 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗱𝗮𝘁𝗮 𝗶𝗻𝘁𝗼 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗽𝗼𝘄𝗲𝗿. Click Invite or Message — I’d love to help you streamline your finances and unlock growth. 𝗞𝗲𝘆𝘄𝗼𝗿𝗱𝘀: Financial Analysis, Financial Modeling, Budgeting, Forecasting, QuickBooks Online, QBO Expert, Financial Statements, Bookkeeping, GAAP, IFRS, Excel Dashboards, SAP FICO, SAP MM, Business Valuation, Investor Reports, KPI Reporting, Cost Accounting, Cash Flow Analysis, Financial Reporting, Inventory Management, Excel Automation, Microsoft Excel Expert, Power Query, PowerPivot, Pitch Decks, Virtual CFO, Financial Data Analysis, Reconciliation, Variance Analysis, Financial Planning, Fundraising Reports, Startup Financial Modeling, E-commerce Finance, Management Accounting, Xero Bookkeeping, Financial Consulting, Strategic Forecasting, Break-Even Analysis, Sensitivity Analysis, Business Budgeting, Profit & Loss Statements

🇵🇰Faisalabad, Pakistan$20/hr100% JSS4.31 (8)Since Jan 2022

Earnings and projects

MRR
$1.4k

Last 6 months ÷ 6

World#36,062 / 412k
🇵🇰Country#4,200 / 52.9k
Revenue, last 30 days
$1.3k

Last 6 months: $8.1k

World#33,903 / 412k
🇵🇰Country#3,977 / 52.9k
Total earnings
$26k

Billed in all: $27k

World#122,087 / 412k
🇵🇰Country#11,599 / 52.9k
Per project
$1.2k

$8.1k in the last 6 months

World#112,736 / 412k
🇵🇰Country#9,877 / 52.9k
Projects, last 6 months
1

Across 2 contracts

50% fixed50% hourly
World#128,092 / 412k
🇵🇰Country#22,564 / 52.9k
Projects in all
22

Across 28 contracts

50% fixed50% hourly
World#124,452 / 412k
🇵🇰Country#20,601 / 52.9k

Earnings, last 30 days

$27k+$1.3k earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$25k$26k$27kOct 8Oct 23Nov 7

Skill rankings: Top 8% in Microsoft Excel

Ranked by MRR among everyone on Upwork with the skill.

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  2. #44Financial Analysis & Valuation498 freelancers · 🇵🇰 #12Top 9%
  3. #48Financial Statements Preparation371 freelancers · 🇵🇰 #17Top 13%
  4. #51Cost Accounting474 freelancers · 🇵🇰 #10Top 11%
  5. #58Corporate Finance511 freelancers · 🇵🇰 #7Top 11%
  6. #91Management Accounting981 freelancers · 🇵🇰 #11Top 9%
  7. #111PowerPoint Presentation1,329 freelancers · 🇵🇰 #10Top 8%
  8. #118Cash Flow Analysis705 freelancers · 🇵🇰 #29Top 17%