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Moin U.
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Moin U.

Investor-Ready Financial Models | 3-Statement, SaaS, Real Estate

Top Rated Plus | Top 3% of Talent Need a Financial Model or Business Valuation Model in Microsoft Excel or Google Sheets? You’re in the right place. I build investor-ready Excel and Google Sheets models that are clean, auditable, and easy to update. Typical deliverables include 3-statement forecasts, proformas, cash runway, cap tables, IRR and returns analysis, and dashboards. You will get a clear Inputs tab, zero hard-coded outputs, and built-in checks. I also help clients turn messy financial, operational, or ledger-based data into structured models that support fundraising, lending, budgeting, acquisitions, and business decision-making. I focus on delivering strong value to my clients by preparing easy-to-follow, investor-ready financial models across diverse industries. My work is especially valuable when a model needs to be tailored to the real business, clearly explained to non-finance stakeholders, and built in a way that can stand up to investor, lender, or management review. My models do not only calculate, they communicate. As a financial modelling expert with over 14 years of experience working with start-ups and established businesses, I have worked in: - Financial modeling - Pro forma modeling - 3-statement modeling - Valuation modeling - Scenario analysis - Budgeting - Forecasting - Investment presentations - Pitch deck presentations - Financial model repair and audit - Cash flow forecasting - Dashboard and KPI reporting - Sensitivity and scenario testing Throughout my journey as a financial modeler, I have honed my skills by developing advanced techniques such as cohort modeling to provide effective solutions for my clients. I also work on improving existing models by fixing broken logic, cleaning formula structures, linking accounting data properly, and making models easier to maintain over time. My real estate financial models include joint venture GP and LP waterfall structures, including solutions for IRR hurdles, preferred returns, and equity splits. I have worked on commercial real estate, multifamily, buy-hold-sell, buy-construct-hold-sell, buy-refinance-sell, and real estate rental projects. I also build and repair acquisition, development, debt, and returns models used for investor and lender review. On the other hand, my Software-as-a-Service (SaaS) financial models include 3-, 5-, or 10-year forecasts with bottom-up integration of pricing strategies, retention rates, fixed and variable costs, Customer Acquisition Cost (CAC), Customer Lifetime Value (CLV), and ultimately a full 3-statement financial model. These models help founders understand runway, growth assumptions, fundraising needs, and operating leverage. I enjoy tackling financial modeling assignments across industries, as my experience spans diverse sectors ranging from power plant projects and recruitment agencies to product-as-a-service businesses, healthcare, hospitality, construction, and more. I am particularly useful where the work goes beyond a template and requires business understanding, custom structure, and clear financial logic. My work style is to first fully understand the business concept and then custom-build the model best suited to that business. Where useful, I may use modern tools to improve speed, but every model is structured, reviewed, and logic-checked carefully so the final output is reliable, professional, and commercially usable. Please feel free to send me a message with your brief or idea, and we can start from there. Services: 3-statement models, pro forma models, cap tables, SaaS metrics, real estate models, IRR analysis, waterfall models, dashboards, model repair, forecast review, budget models, cash flow models Tools: Excel, Google Sheets, Power Query, PivotTables Outputs: Investor-ready model + summary tab + sensitivities + assumptions tab + error checks + clean presentation for management, lenders, or investors

🇫🇮Oulu, Finland$29/hr100% JSS4.97 (29)Since May 2022

Earnings and projects

MRR
$4.2k

Last 6 months ÷ 6

World#7,231 / 412k
🇫🇮Country#16 / 569
Revenue, last 30 days
$5.2k

Last 6 months: $25k

World#5,226 / 412k
🇫🇮Country#11 / 569
Total earnings
$63k

Billed in all: $67k

World#62,384 / 412k
🇫🇮Country#73 / 569
Per project
$985

$2k in the last 6 months

World#125,079 / 412k
🇫🇮Country#169 / 569
Projects, last 6 months
13

Across 15 contracts

33% fixed67% hourly
World#12,442 / 412k
🇫🇮Country#13 / 569
Projects in all
64

Across 76 contracts

41% fixed59% hourly
World#47,318 / 412k
🇫🇮Country#61 / 569

Earnings, last 30 days

$66.9k+$5.2k earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$60k$65k$70kOct 8Oct 23Nov 7

Skill rankings: Top 0.97% in Google Sheets

Top 1% in 2 of 15 skills, ranked by MRR among everyone on Upwork with the skill.

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  2. #5Real Estate Financial Model132 freelancers · 🇫🇮 #1Top 4%
  3. #6Pro Forma Statement93 freelancers · 🇫🇮 #1Top 6%
  4. #12Real Estate Financial Modeling247 freelancers · 🇫🇮 #1Top 5%
  5. #13Financial Model287 freelancers · 🇫🇮 #1Top 5%
  6. #15Financial Analysis & Valuation498 freelancers · 🇫🇮 #1Top 3%
  7. #16Business Valuation403 freelancers · 🇫🇮 #1Top 4%
  8. #32CPA703 freelancers · 🇫🇮 #1Top 5%