David M.

I help businesses understand their financial performance, improve forecasting, and turn complex financial data into clear, actionable insights. I'm a Commercial Finance Manager, CFA Charterholder, ACCA Member and FMVA® certified finance professional, with experience across FP&A, financial modelling, commercial analysis, forecasting and management reporting in both the UK and US. I can help you with: • Financial modelling and model reviews • Budgeting, forecasting and FP&A • Cash flow forecasting and scenario modelling • Revenue, margin and profitability analysis • Budget vs. actual and variance analysis • Management reporting and KPI dashboards • Commercial and business performance analysis • DCF, business and equity valuation • Sensitivity and scenario analysis • Excel-based financial analysis and model improvement My experience spans banking, manufacturing and retail/pharmacy, with exposure to both IFRS and US GAAP. In my current commercial finance work, I partner with stakeholders to understand performance, identify key financial and commercial drivers, and translate the numbers into information that supports better business decisions. What you can expect from me: • Clear, well-structured financial models and analysis • Commercial thinking — not just numbers in a spreadsheet • Strong attention to detail and financial integrity • Clear communication of complex financial information • Reliable delivery and a practical approach to solving problems Whether you need a financial model built or reviewed, a forecast improved, commercial performance analyzed, or financial data turned into useful management insight, I'd be happy to discuss your project.