Sanad A.
Fractional CFO & Finance Function | Ex Big Four | Xero, QuickBooks
You landed here because you are looking for financial services, so do not skip this, because it tells you exactly how I run finance for growing and scaling businesses. I am a Fractional CFO and ACCA-qualified accountant, ex Big Four (KPMG, Deloitte and EY). I run an outsourced Fractional CFO and finance department company, incorporated in the UK, so the owner can make decisions from numbers they can actually trust. I personally own all the Fractional CFO and strategic finance work, and I have full-time trained accountants who handle the day-to-day accounting and bookkeeping under my supervision and leadership. No one runs a finance function alone, and segregation of duties is not optional in finance, it is the control that protects you. So whether you are looking for a Fractional CFO, standalone accounting and bookkeeping, tax management and optimisation, payroll or VAT, annual reporting and submission, or AI and automation in finance, you are in the right place. You work with me as your one senior point of contact across all of it. WHAT I PROVIDE I spent years inside the Big Four working to their methodology, and I built this company to bring that same standard to scaling businesses, adjusted to fit a company like yours rather than a multinational. With my Fractional CFO service, I become your CFO and set up a real finance department function inside your business. A team of accountants and bookkeepers works on your books daily, in your timezone, so your accounting is never behind. I am available through the day, in your timezone, reviewing the team's work, keeping your financial reporting current, and acting as your CFO advisor, sharing insight, reviewing performance, building your budgets and forecasts, managing cash flow, modelling decisions before you make them, and getting your reporting to a board and investor-ready standard. We build AI and automation into the workflow throughout, to sharpen efficiency and tighten control over your financial reporting. We work through your preferred channel, Slack or anything you use, on a daily basis, and you can set up a business email under your company name for us to work as part of your team. HOW PRICING WORKS I work on flat monthly retainers, so you always know your cost with no surprises and no hourly meter. Fractional CFO engagements start at 1,500 USD per month for full CFO-level support, and most include a first month free so you can judge the work before you commit, with no setup fee. Standalone bookkeeping and UK tax and compliance filings are priced separately and clearly, so you only pay for what you need. I confirm exact scope and price on a first call. WHAT I DO Fractional CFO and FP&A. Budgeting, forecasting, cash flow management, financial modelling, scenario planning, and board and investor-ready reporting. The strategic layer that turns clean books into decisions. Accounting and bookkeeping. Full ownership of your books in Xero or QuickBooks, monthly close, reconciliations, and management accounts, run to a Big Four standard with senior review built in, not a solo freelancer working unchecked. Tax and compliance. UK tax and compliance handled end to end, VAT, corporation tax, year-end accounts and HMRC filings. For US clients I work alongside your CPA so the books and the filings line up. Reporting and automation. Live financial reporting automated off your accounting system, and advanced dashboards built in Power BI, so you read current performance instead of waiting on month end. HOW I WORK I am a Xero Partner, and I also work in QuickBooks and Moneybird, with other platforms supported as needed. Every engagement runs on documented processes, with automation handling the repetitive work and me as your review layer. I work with you on Slack or any channel you prefer, in your timezone, and I make sure you finish able to read your own finance function, not just receive a report. I serve clients across the UK, EU, US and the Middle East. If you want a finance function that gives you real control and visibility, not just numbers at month end, send me a message and let us talk.
Earnings and projects
An estimate from an earlier read
Last 6 months: $3.7k
Billed in all: $8,677$8.7k
$458 in the last 6 months
Across 10 contracts
Across 21 contracts
Earnings, last 30 days
No reading in this range. Dotted: longer than usual between two readings. Hatched: over two weeks without one.
Skill rankings: Top 16% in Finance
Ranked by MRR among everyone on Upwork with the skill.
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