Kath M.

I'm a Commercial Underwriter and Credit Analyst who helps lenders and funding companies make faster, safer approval decisions by digging into bank statements, cash flow, and repayment risk before the money moves. I also bring over 3 years of healthcare documentation and HIPAA compliance auditing experience, so you get someone who catches the discrepancy other reviewers miss. As your Underwriter or Credit Analyst, I handle: • Analyzing business bank statements, cash flow, revenue trends, and repayment capacity to assess funding eligibility • Identifying existing MCA positions, debt stacking, NSFs, overdrafts, and undisclosed debt exposure • Running merchant background checks and reviewing court records to flag legal or funding risk • Preparing documented approval and decline recommendations in line with underwriting guidelines As your Executive Virtual Assistant, I manage: • Multi timezone calendar coordination, inbox management, and CRM follow up • Client communication, appointment scheduling, and discovery call coordination • SOP documentation and day to day operations support Results clients can check: I helped convert 80% of client inquiries into meetings with Upper Management and contributed to a 10% increase in operational efficiency at a credit funding company, and improved customer satisfaction and back office performance by 40% in a healthcare documentation and billing role. I'm certified in HIPAA Privacy and Compliance, Credit Card Collections and Account Recovery, and Audit, Analysis and Professional Report Writing. I work under WorkWise Partners, an Upwork agency backed by a 99% Job Success Score, Top Rated Plus status, and 56,000+ hours delivered, so you also get agency level reliability and backup support behind my work. If you need someone who can review the numbers, catch what's inconsistent, and keep things moving without hand holding, message me and let's talk about your project.