Bernard S.

Former Chief Risk Officer helping founders, lenders, and investors make confident financial decisions. What I can do for you: > Investor-ready financial models > Pitch and financial narrative support for fundraising > FP&A dashboards and monthly insight packs > Credit and underwriting assessments with recommendations > Risk framework or lending policy design Why work with me: > 10+ years of experience in finance and lending > Former Head of Credit and Chief Risk Officer > Reviewed and decisioned more than 5,000 business funding applications (over R2bn funded) > BCom Investment Management, CFA Level II passed > Advanced in Excel, PowerPoint, Power BI, and Tableau, with working knowledge of Python and SQL How I work with you: Whether you are preparing for investors, seeking funding, or building disciplined financial reporting, I deliver clear analysis, reliable models, and actionable insights that help you make confident financial decisions. My goal is to turn your financial data into clarity, strategy, and real business results.