Isabel M.Private profile: Upwork shows its earnings only to signed-in members, so we check it every few weeks, not daily. MRR here is a rough estimate (Upwork's six-month earnings ÷ months active). Last read Nov 5, 2026.

Are you looking for a Fractional CFO, Chartered Accountant, or experienced accounting professional to take control of your bookkeeping, financial reporting, budgeting, and cash flow? With 15+ years of accounting and financial management experience*, I am an ACCA-qualified Chartered Accountant (UK), QuickBooks Online Certified ProAdvisor, and Xero expert. I help small businesses and growing companies maintain accurate books, understand their numbers, improve cash flow, control costs, and make confident, data-driven financial decisions. Whether you need *bookkeeping and accounting support or CFO-level financial strategy, I can provide practical, reliable financial solutions tailored to your business. AREAS OF EXPERTISE 💥 Bookkeeping & Accounting – Bank Reconciliations, Chart of Accounts, Bookkeeping Clean-Up, Cash Management, Accounts Payable & Receivable, Journal Entries & General Ledger Preparation 💥 Financial Analysis & Reporting– Account Analysis, Financial Statements, Management Reporting, Variance Analysis, Financial Performance Review 💥 Fractional CFO Services – Cash Flow Management, Budgeting & Forecasting, Financial Planning, Profitability Analysis, Financial Strategy, Business Performance Insights 💥 Payroll & Financial Operations– Payroll Accounting, Accounts Reconciliations, Internal Controls, Financial Compliance, Audit Pack Preparation 💥 Accounting Standards – Strong knowledge of International Accounting Standards (IAS) and International Financial Reporting Standards (IFRS) 💥 Leadership & Professional Skills– Leadership, Teamwork, Time Management, Critical Thinking, Adaptability, Problem-Solving and Strategic Thinking 💥 Accounting Software & Technology – QuickBooks Online, Xero, SAP, Sage Evolution, Pastel, Microsoft Excel, Word, PowerPoint, Access and Outlook; Microfinance systems including FinnOne and CreditEase Let me take the financial burden off your shoulders so you can focus on growing your business. Whether you need reliable bookkeeping, accurate financial reporting, or strategic Fractional CFO support, I can help you turn your financial data into clear actions and better business decisions. Let’s discuss how I can support your business and help you grow profitably. 🙂