Mohamed A.

Even the most promising fintech or payment startup can fail, not because of the product, but because compliance wasn’t handled properly. Regulators don’t accept good intentions; they expect a complete, risk-based framework that proves your business is safe, transparent, and ready for licensing. That’s where I help. I’m a CAMS-certified Compliance & AML expert with 6+ years of experience in AML, KYC, and regulatory policy writing. I support startups and financial institutions in building and operating compliance frameworks that meet central banks, financial regulators, supervisory authorities, and law enforcement bodies, satisfy banking partners, and support successful license approvals. ✅ My background: Former Compliance Review Team Leader at Qatar National Bank and AML/MLRO Officer, with hands-on experience leading teams, conducting regulatory reviews, validating inherited compliance work, and drafting policies designed to mitigate financial crime risks in real operational environments. ✅ Industries I serve: Startups & Fintechs Crypto / VASPs & Blockchain Platforms E-commerce & Payments Banks & Financial Institutions ✅ How I can help your business: *Develop a complete AML/CFT program tailored to your jurisdiction, products, and risk profile. *Conduct risk assessments for new products and services from an AML/CFT perspective. *Draft or revise Policies & Procedures (AML/KYC, Privacy, T&Cs, BRA, STR/SAR, Sanctions, Onboarding). *Provide advisory support for regulator inquiries, audits, and license applications. *Design and review transaction monitoring and sanctions screening frameworks, including escalation logic and alert handling. *Support KYC/KYB onboarding and risk segmentation using tools such as Sumsub & Onfido. *Oversee blockchain transaction monitoring and crypto-to-fiat controls using tools like Scorechain. *Advise on Travel Rule compliance and data exchange (e.g., Cryptoswift). *Complete or review Wolfsberg CBDDQ questionnaires for banks and fintech partners. 📂 All deliverables are provided as clear, editable Word/PDF documents, ready for submission to regulators, banks, and payment service providers. 👉 Let’s work together to ensure your business is compliant, risk-aware, and regulator-ready.