Maria K.

I help fintech, banking, remittance, and payment companies build compliance frameworks, research policy landscapes, and grow their business, combining regulatory expertise, research rigor, and real commercial leadership experience. Over the past 7+ years, I've worked across both sides of the fintech industry: as Director of Sales, Marketing, Business Growth, and Compliance at a UK-based remittance company, and now as an Independent Business & Compliance Consultant serving clients across the GCC, UAE, USA, UK, and Europe. What I bring to your business: —Regulatory & Compliance AML/CFT compliance programs aligned with FATF, FCA, HMRC, and FINTRAC standards KYC/KYB, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) procedures Business-Wide Risk Assessments (BWRA) and Anti-Fraud Frameworks Compliance manuals, SOPs, governance documentation, and internal controls GDPR, privacy policies, terms & conditions, and data protection documentation Compliance gap analysis and audit-ready documentation —Business & Policy Research Regulatory research and comparative policy analysis across jurisdictions (UK, EU, US, GCC) Market and industry research to support business strategy and expansion decisions Policy briefs, regulatory summary reports, and position papers Tracking regulatory change (FCA, FINTRAC, FATF, GDPR) and translating it into actionable business guidance Competitive and business landscape research for market-entry decisions —Business Growth & Operations B2B/B2C sales strategy and commercial partnerships Digital marketing campaign management (Meta, Google, LinkedIn, TikTok) Cross-functional team leadership and operational process improvement Employee handbooks, training manuals, and internal reporting systems Copyright content with AI or Ai free Why work with me: I bring together regulatory expertise, policy research, and commercial experience,so I don't just document what the rules say, I help you understand what they mean for your business decisions. That combination comes from having directed both compliance and business growth functions at once, not from working on isolated freelance tasks. Tools: Microsoft Office (Word, Excel, PowerPoint, Outlook), Google Workspace, Canva, CRM systems, email marketing platforms. Available for both project-based compliance documentation/research and ongoing consulting engagements.