Oliver R.

* Bilingual (English/Russian) senior compliance and financial crime professional with over 10 years of experience in unregulated and regulated sectors, including financial services, fintech, brokerage and investment firms. * Proven track record in Financial Crime and Sanctions Risk Management, investigations and monitoring, designing and enhancing AML/CTF/Sanctions, KYC/CDD/EDD/Onboarding, Transaction Monitoring and Market Abuse frameworks across both retail and institutional sectors. * Expert-level knowledge with proven practical application of UK AML legislation (MLRs 2017, POCA, JMLSG), UK/US/EU sanctions, FCA Handbook, MiFID, and wider UK, EU, US and global regulatory frameworks for financial institutions. * Hands-on experience advising on financial crime and broader compliance strategy, led numerous successful audits, s166 reviews and regulatory interactions. My approach is pragmatic, commercially aware, and aligned with supervisory expectations. I focus on helping firms implement scalable, risk-based controls that support innovation while meeting applicable regulatory requirements and standards. If you're a fintech, cryptoasset business, payments institution, or a compliance lead seeking strategic support, reach out and I will be happy to assist. What I focus on: • AML/CTF & Sanctions Frameworks - policy suite and risk appetite (RAS), BWRA/EWRA, KYC/CDD/EDD onboarding and periodic reviews, PEP/sanctions/adverse-media screening, TM governance, SAR investigations, workflows and standards. • Governance, Reporting & Escalation - clear roles and responsibilities (SMF16/17; three-lines model), committee reporting, MI/KRI packs for executive and board audiences, and documented escalation criteria/decision trees. • Assessment, Assurance & Remediation - independent framework reviews, licence-readiness/health-checks, targeted control testing, documented assurance reports with findings and practical remediation roadmaps. • Monitoring & Reviews - design and run the compliance monitoring programme (CMP) with scheduled thematic reviews, testing, sampling, and management action tracking. • Training & Enablement - scenario-based training for 1st and 2nd line teams, executive/board briefings, and coaching support for newly appointed MLROs/Compliance Leads. • Casework, audit & supervisory liaison - lead AML/sanctions casework, conduct investigations, liaise and prepare concise, well-evidenced and timely responses to regulators, auditors and counterparties, and translate findings into committee reporting with relevant remediation plans. • Regulatory Change & Compliance Project Management