Usaid R.Private profile: Upwork shows its earnings only to signed-in members, so we check it every few weeks, not daily. MRR here is a rough estimate (Upwork's six-month earnings ÷ months active). Last read Sep 25, 2026.

🏆 Top Rated Freelancer on Upwork 🏆 40+ Successfully Completed Projects on Upwork Hello! I'm Usaid Raza, a dedicated CR Specialist with 8+ years of hands-on experience helping CR businesses and consumers resolve inaccurate credit reporting through compliant dispute processes. Over the years, I've worked on 5500+ client files, assisting with bureau disputes, financial report analysis, FTC identity theft documentation, CFPB complaints, and CR operations. 💼 My Expertise ✅ Financial Report Analysis (Experian, TransUnion & Equifax) ✅ Hard Inquiry Disputes ✅ Collections, Charge-Offs & Derogatory Accounts ✅ Late Payments & Repossession Reporting Review ✅ Metro 2 Reporting Analysis ✅ FCRA-Compliant Dispute Strategies ✅ FTC Identity Theft Affidavits ✅ CFPB & BBB Complaints ✅ Custom Dispute Letters 🛠 Software & Platforms ✔ (CRC) ✔ DisputeFox ✔ Client Dispute Manager (CDM) ✔ LetterStream ✔ CFPB Portal ✔ BBB Complaint System 🚀 What You Can Expect ⭐ Fast communication ⭐ Organized client file management ⭐ Attention to detail ⭐ Professional and ethical dispute processing ⭐ Honest recommendations based on each client's report ⭐ Long-term support for your CR business Whether you need ongoing support for your CR company or an experienced specialist to manage disputes and client files, I'm ready to help your team deliver high-quality service. Why Clients Like Working With Me ✔ 7+ Years of Industry Experience ✔ 5500+ Client Files Managed ✔ Strong Knowledge of FCRA, FTC & CFPB Processes ✔ Reliable, Detail-Oriented & Confidential 📩 Let's discuss your project and build a long-term working relationship.