Bayan M.

AI & SaaS Compliance Expert | Legal Advisor, AML, GRC, ISO B2b

I help fintech companies, startups, and AI-driven platforms achieve regulatory compliance, pass audits, and launch with confidence. With 14+ years of experience across banking, government, and highly regulated environments, I specialize in building and auditing compliance systems that work in real-world operations — not just on paper. I have led enterprise-level compliance, governance, and risk transformation programs for financial institutions and large organizations, delivering measurable improvements in audit readiness, regulatory alignment, and internal control effectiveness. ⸻ What I Do: • Regulatory Compliance Frameworks (ISO 37301, ISO 37000, COSO) • AML / KYC Program Design & Optimization • AI & SaaS Compliance Audits (pre-launch & post-launch) • Risk Management & Internal Control Systems (ERM) • Policy & Procedure Development • Compliance Monitoring & Reporting Structures • Audit Readiness & Attestation Support ⸻ How I Add Value: I don’t just review policies — I validate how systems actually operate. • I identify real compliance gaps, not theoretical ones • I ensure controls are enforceable, testable, and audit-ready • I align compliance with real business workflows and system logic • I deliver practical, implementable recommendations ⸻ Industries I Work With: • Fintech & Financial Services • SaaS Platforms & Startups • AI-driven Products & Decision Systems • Government & Regulated Entities ⸻ Recent Impact: • Built and implemented enterprise compliance frameworks aligned with ISO standards • Led AML and regulatory transformation programs across financial institutions • Improved audit readiness, control effectiveness, and regulatory reporting accuracy • Designed governance and risk systems for complex, multi-jurisdictional environments ⸻ If your platform, product, or organization requires strong compliance foundations, audit readiness, or regulatory validation — I can help you get there efficiently and correctly. Let’s discuss your project.