Josh S.

You need someone who reads the spreadsheet and understands what's actually happening behind it. I've been on both sides. Fifteen years in commercial banking as a VP-level relationship manager—I worked directly with CEOs, CFOs, and business owners on credit facilities, cash flow, treasury, and major business decisions. I analyzed companies from $5M to $500M+. Then I moved to the other side and built and operated my own distribution business: 6,400+ SKUs, 10,000+ units, multi-channel across Shopify, BigCommerce, eBay, Walmart, and Facebook. That taught me the gap between what looks good on a spreadsheet and what actually works in the real world. I solve problems that don't fit neatly in one box: Financial & Banking: Commercial lending, credit analysis, cash flow modeling, treasury setup, payment infrastructure, banking relationship strategy Operations & Execution: Business operations, process improvement, vendor and supplier management, inventory and purchasing, e-commerce and Shopify operations, Excel-based analysis and reporting What I'm best at: Understanding your numbers AND understanding your operation, identifying the real problem (not just the symptoms) and building a practical solution that actually works. Available for project-based, fractional, and ongoing consulting.