Swastik C.

Most financial models look clean right up until real money is on the line. Then the buyer's team opens the file and the questions start. I build financial modeling, valuation, and M&A due diligence work that survives that moment. Here is why my bar is different. For 8+ years I have worked in finance, and for the last 3+ I have run financial due diligence on live US middle-market deals ($5M-$50M), on the team buyers bring in to test whether the numbers behind a transaction hold up. I have seen purchase prices move because a single working capital adjustment was missed. That experience sits behind every file I deliver here: if it would not pass a diligence review, it does not leave my desk. 🏆 Top Rated Plus (top 1% of Upwork) within 3.5 months, at 100% Job Success 🎯 Who I work with: founders preparing a raise, investors and search funds evaluating targets, lenders structuring debt, and CFOs or agencies that need senior modeling capacity without a senior hire 🌏 Clients across the US, the Gulf, and Australia. Based in India, my workday fully overlaps Gulf and Australian business hours and meets US afternoons daily, so you are never waiting a day for an answer 📊 Financial Modeling & Valuation - integrated 3-statement models, DCF and LBO builds, trading comps, scenario and sensitivity toggles. Recent: a EUR 1.65B revenue manufacturing model with a 13-week cash flow and a three-scenario toggle 🔍 M&A & Due Diligence - buy-side and sell-side support, Quality of Earnings (QoE), EBITDA normalization, net working capital analysis, investment committee memos, diligence databooks 🏦 Debt & Real Estate - a EUR 960M multi-tranche package (Term Loan B, RCF, ABL), a $115M construction and refinance model, IRR and NPV property underwriting tools 🚀 Capital Raises & Business Plans - investor-ready models, pitch deck financials, financial feasibility studies, and unit economics that answer the questions investors actually ask. Recent work includes supporting a pre-seed raise for a Gulf (DIFC) venture 📈 FP&A - budgets, P&L templates, labor models, KPI dashboards, multi-entity consolidations across healthcare, manufacturing, real estate, and services 💻 Tools: advanced Excel and VBA, Google Sheets, PowerPoint, and Python automation, so version four of your model arrives as fast as version one 🎓 CA Finalist (ICAI), cleared CFA Level I, and 1,000+ published finance articles, including for Wall Street Oasis. The commentary that ships with my models reads like it was written by someone who understands the business. It was. 🤖 One thing worth knowing in 2026: I also work with AI research teams evaluating how frontier models handle investment banking tasks. I know exactly where AI-generated finance work breaks, and I make sure yours does not. 🤝 How I work: fixed milestones, so you approve the structure before the heavy build begins. Working files are always yours. Clear scope, no surprises. 📩 If you have a deal, a raise, a model, or reporting that needs to hold up under someone else's scrutiny, message me with one line about it, or book a consultation and we will scope it live. I will tell you plainly whether I am the right person for it, and if I am not, I will say so.