Frank Z.

I help U.S. and international businesses turn their accounting into accurate, reconciled financials and clear management information for better decisions. I spent 4 years at EY through Senior level, including FIC responsibilities on annual audit and IPO engagements and leading teams of up to 8 people. I later moved into corporate FP&A / Finance BP, covering budgeting, forecasting, cash-flow analysis and business performance reporting. Today, I provide ongoing accounting and financial support to U.S. small businesses across real estate, e-commerce, digital services and multi-entity operations. I’m also an Intuit Certified Bookkeeper, QuickBooks Online ProAdvisor and Xero Certified Advisor. What I help clients solve * Month-end close and recurring monthly accounting * Historical cleanup and catch-up bookkeeping * Bank, credit card and Balance Sheet reconciliations * AP/AR, vendor bills, invoices and payment workflows * Multi-entity and intercompany accounting * E-commerce and payment-platform reconciliation * Inventory, COGS and gross-margin review * P&L, Balance Sheet and management reporting * Budgeting, cash-flow forecasting and variance analysis * Customer / project profitability analysis * CPA / tax-preparer-ready schedules and year-end support Relevant hands-on experience *U.S. Real Estate & Construction Multi-property and multi-entity bookkeeping, AP/vendor payments, property and project cost allocation, reconciliations, job costing and financial reporting. *E-commerce & Payment Platforms Shopify, Amazon, Stripe, PayPal and other payment channels, including sales, fees, refunds, payouts, clearing accounts, settlement reconciliation, COGS and margin analysis. *Multi-Entity & International Accounting Entity-level accounting, intercompany balances, multi-currency activity, FX differences and consolidated reporting support. *Management Reporting & FP&A Budgets, rolling cash-flow forecasts, variance analysis, scenario modeling and profitability reporting. For a U.S. digital marketing business, I built project/client-level revenue and cost reporting so management could see which work was generating the strongest margins and make better pricing and resource-allocation decisions. My approach is review-focused rather than transaction-focused. I reconcile balances to source records, investigate the reason behind discrepancies, document exceptions clearly and avoid unsupported adjustments simply to make accounts agree. I can work independently with business owners, controllers, CPAs and tax professionals, while keeping communication concise and highlighting only the issues that require management attention. Available for ongoing monthly accounting, cleanup/onboarding projects, management reporting and part-time FP&A support. English & Mandarin Chinese.