Stephanie Y.

I help individuals, businesses, and nonprofit organizations turn complex financial information into clear decisions and practical plans. I hold a PhD in Finance and am a CERTIFIED FINANCIAL PLANNER™ professional and Enrolled Agent. My background combines CFO experience, financial planning, tax expertise, real estate finance, and more than two decades in finance education. I serve as a finance professor and Executive Director of the Regions Institute for Financial Education at the University of Alabama at Birmingham. I have also served as a contracted Chief Financial Officer/Chief School Financial Officer and am a co-author/editor of Real Estate Finance & Investments. Services I offer: • Financial planning and cash flow analysis • Budget development, forecasting, and financial dashboards • Fractional CFO and nonprofit financial consulting • Real estate investment analysis and financial modeling • Tax planning and consultation • Financial education curriculum, workshops, and content review • Finance research, analysis, and expert opinion letters within my areas of expertise My approach starts with defining the decision you need to make, reviewing the available information, and agreeing on a clear scope and deliverables. I translate the analysis into recommendations you can understand and use, and I can coordinate with your existing accounting, legal, and investment professionals when appropriate. I welcome focused consulting projects, paid consultations, and limited ongoing engagements.