Naik B.
Full-Cycle Bookkeeper & Accountant | QuickBooks | Xero | Real Estate
Is your bookkeeping behind, your invoices unreconciled, or your tax deadline closer than you'd like? You've found the right person. I'm a full-cycle bookkeeper and accountant with 5+ years of experience working with US and UK businesses across real estate, ecommerce, retail, non-profit, and service-based industries. I don't just record transactions I build clean, accurate, and organized financial systems that give you clarity over your money and confidence at tax time. WHAT I DO ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📚 Bookkeeping & Accounting ✅ Full-cycle bookkeeping — setup, categorization, and month-end close ✅ Bank, credit card, escrow & mortgage reconciliation ✅ Multi-currency bookkeeping and accounting ✅ Bookkeeping cleanup and catch-up (no matter how far behind) ✅ Chart of accounts setup and process automation rules ✅ Monthly financial statements — P&L, Balance Sheet, Cash Flow 💰 Accounts Payable & Receivable ✅ AP management — bill tracking, recurring bill automation, vendor reconciliation, and payment scheduling ✅ AR management — invoice tracking, systematic customer follow-up, aging reports, and collections 🏠 Real Estate Bookkeeping ✅ Rental property bookkeeping — tenant ledgers, rent rolls, collections ✅ Fix-and-flip tracking — acquisition, renovation draws, sale proceeds ✅ Hard money lending — origination fees, draw fees, pre-diem interest, repayments ✅ Multi-entity bookkeeping using QBO Classes, Projects & Products ✅ Property management software integration (Stessa, AppFolio, Buildium, DoorLoop, Rentec Direct, Rent Manager) 🧾 Tax Preparation — US ✅ 1099-NEC preparation and filing ✅ W-9 collection and vendor management with follow-up ✅ TIN verification via IRS TIN Matching ✅ Corporate and personal tax questionnaire completion ✅ CPA-ready financial packages 🇬🇧 Tax Preparation — UK ✅ VAT return preparation and HMRC submission (MTD-compliant) ✅ Stripe and payment processor reconciliation before VAT calculation ✅ Standard, zero-rated, and exempt item classification ✅ Input tax calculation and three-way verification before filing ✅ Payroll processing ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ INDUSTRIES I SPECIALIZE IN ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🏠 Real Estate — rentals, fix-and-flip, hard money lending, brokerage 🛒 Ecommerce & Retail — US and UK, multi-currency, VAT & sales tax 🤝 Non-Profit & NGO — donations, grants, donor reporting, budgets 💼 Service-Based Businesses — gyms, lending companies, partnerships ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ TOOLS & SOFTWARE ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ QuickBooks Online | Xero | Zoho Books | Wave | Sage | KashFlow | Stessa | AppFolio | Buildium | DoorLoop | Rentec Direct | Rent Manager | Excel | Airtable | ClickUp | Monday | Asana and many More ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ WHY CLIENTS WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✔ I've managed books for multi-entity real estate businesses running rental, lending, flip, and brokerage operations — all within a single QuickBooks subscription, cleanly separated and fully reportable by business line ✔ I've filed 1099s across multiple industries with zero IRS penalty notices through a systematic W-9 collection and TIN verification process ✔ I've corrected UK VAT returns that were being calculated on Stripe net deposits instead of true gross revenue — and submitted accurate, verified returns to HMRC on time ✔ I've built AP and AR systems that eliminated late payment penalties and reduced outstanding receivables through structured follow-up and recurring bill automation ✔ I hold a BBA in Finance and Accounting and bring both the technical foundation and the real-world experience to handle complex, multi-jurisdictional bookkeeping I'm available full-time, respond within 24 hours, and treat every engagement — large or small — with the same attention to detail. If you need a bookkeeper who understands your industry, knows your software, and delivers accurate work on time — let's talk. Send me a message and tell me what Your Goal.
Earnings and projects
Last 6 months ÷ 3.7 months active (since Jul 2026)
Last 6 months: $1.3k
Billed in all: $1,411$1.4k
$1.3k in the last 6 months
Earnings, last 30 days
Skill rankings: Top 29% in Tax Accounting
Ranked by MRR among everyone on Upwork with the skill.
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