Karl M.

Companies call me after something breaks: the raise is stalling in diligence, the CFO quit mid-crisis, cash flow stopped making sense, or the deal partner turned out to be someone else entirely. I spent 14 years as the fix-it person for an ultra-high-net-worth family office. Now I do it for businesses. WHEN TO CALL ME: - Fundraise in trouble: investor diligence exposed messy books, weak models, or numbers that don't reconcile. I rebuild the financial story so it survives scrutiny. - Finance function down: your CFO left, your books are behind, and decisions are being made blind. I step in as interim finance lead, stabilize, and hand off clean. - Portfolio or loan book deteriorating: I recovered 65% of accumulated losses on a broken $150M-scale loan portfolio by overhauling underwriting and collections. I know what salvageable looks like. - Partner or counterparty risk: before you wire money into an emerging market, or after a partnership dispute erupts, I run diligence in places most analysts have never worked: the Caucasus, Central Asia, Turkey, Southeast Asia. WHY ME: 14 consecutive years running a single-family office mandate: +20% annualized across public and private markets, drawdowns cut by half, and every category of financial mess resolved along the way, across 31 countries. I have exited broken investments, rebuilt banking relationships from zero, and held deals together across borders and time zones. MBA, adjunct professor of finance at two US-accredited universities. HOW ENGAGEMENTS WORK: Short diagnostic first. I tell you within one call whether the problem is fixable, what it costs, and what I would do in what order. Then either I execute, or I tell you who you actually need instead. No junior analysts, no handoffs. You work with me. SKILLS: interim CFO, fractional CFO, turnaround consulting, financial due diligence, debt restructuring, cash flow management, financial modeling, portfolio management, risk management, emerging markets, cross-border finance, investor relations, capital raising, family office. Tell me what broke. I will tell you if I can fix it.