Shahzaib K.

ACCA Member | FMVA Certified | 14+ Years in Finance | Upwork Top Rated I build and audit financial models that help founders, finance teams and investors answer practical questions: How much cash runway is left? Is the pricing profitable? What is the business worth? How will a change in growth, costs or funding affect the outcome? My background spans credit ratings and capital markets at PACRA, international equity sales at BIPL Securities (formerly KASB Securities), and financial modeling projects for SaaS startups, e-commerce companies, real estate businesses and other operating companies. I focus on reliable assumptions, transparent calculations and decisions you can defend. HOW I CAN HELP • Startup and SaaS financial models: Driver-based 3-statement forecasts, MRR/ARR, churn, retention, CAC, LTV, payback, hiring, burn rate, cash runway and funding needs. • FP&A and cash-flow forecasting: 13-week cash flow, budgets, rolling forecasts, budget-versus-actual analysis, working capital, liquidity planning and KPI dashboards. • Valuation and investment analysis: DCF, comparable-company valuation, WACC, terminal value, sensitivities and scenario-based investment returns. • Pricing and unit economics: Revenue drivers, contribution margins, customer/segment profitability, break-even, pricing scenarios and growth assumptions. • Financial model audit and repair: Formula and logic checks, assumption validation, linked statement checks, error identification, stress testing and investor-readiness reviews. WHAT YOU RECEIVE A structured Microsoft Excel or Google Sheets model with assumptions, calculations and decision outputs clearly organized. I test the key drivers, flag material risks and explain what the results mean. Where relevant, I include base, upside and downside scenarios, sensitivities and a clear handover. I can build a model from scratch, improve an existing workbook or independently review it before a fundraising round, lender discussion, investment decision or management review. If you have a brief or existing workbook, send the decision you need to make, your available inputs and the deadline. I will recommend a sensible scope before the modeling begins.