Toni N.Private profile: Upwork shows its earnings only to signed-in members, so we check it every few weeks, not daily. MRR here is a rough estimate (Upwork's six-month earnings ÷ months active). Last read Nov 5, 2026.

As a Chartered Financial Analyst (CFA) and certified Financial Risk Manager (FRM) with a master's degree in finance from the American University of Beirut, I am a highly qualified and experienced professional in the field of finance. During my 8 years working in the finance department of a Regional bank, I gained extensive experience in product profitability, P&L variation, cost of funds management, and other areas of banking finance. I have also been actively involved in equity research since 2018. I have published many articles on seekingalpha and have gained a reputation for providing valuable insights on market trends and investment opportunities. My skillset includes: - Equity Research, - Stock Recommendations, - Portfolio Modeling (ETFs, Funds, Stocks/Bonds), - Global Economic Analysis, - Blog/Newsletter/Website Content (Financial & Investment related content). I am also experienced in implementing investment strategies, creating financial content related to market commentaries, performance analysis, sector analysis, and valuations for private businesses. I am also an expert in financial modeling, forecasting and I have experience in building financial models for startups as well as for established companies across a variety of industries: SaaS, eCommerce, hospitality, farming, health care, eLearning, real estate, fintech, food, retail, and others. My services include financial modeling, pro forma projections, financial analysis and financial forecasting, business valuation using DCF, market comparables method, Complete 3 Statement Financial Models, Ratios Analysis, Key Performance Indicators, Budgeting, and Sensitivity analysis. I am a proactive and results-driven professional and I strive to add value to my clients' processes. I am confident that my expertise and experience will make me a valuable asset to any organization.