Subodh S.

Is your payment system costing you money and causing sleepless nights? Let’s turn that stress into success. With over 20 years of experience as a seasoned FinTech leader and Global CTO specializing in Payment Gateway Implementation, API Integration, and Subscription Handling, a proven track record awaits you. Payment systems have been built and optimized to not only meet today's demands but also scale with your business tomorrow—delivering over USD 20M in revenue for 10+ companies and powering 200+ successful app launches worldwide. What I Bring to the Table: 1. Expert Payment Integrations: Mastery in integrating Stripe, Stripe Connect, and other payment gateway APIs, ensuring secure, efficient, and scalable payment systems. 2. Subscription & Transaction Logic: Proven expertise in handling recurring payments, multi-invoice payments, partial payments, and complex scenarios like payment failures, refunds, and voiding transactions. 3. Technical Leadership & Strategy: Adept at leading cross-functional teams, communicating with C-level executives, and transforming technical challenges into robust, revenue-generating solutions. 4. Hands-On Experience: Whether you’re dealing with broken software systems or planning a complete digital transformation, startups and enterprises alike have seen at least a 10% improvement in efficiency and profitability through these solutions. Technical Excellence in Payment Processing: Leveraging cutting-edge payment processing protocols — PCI-DSS compliance, tokenization, end-to-end encryption, and 3D Secure implementations — ensures sensitive data is safeguarded and fraud risks are mitigated. Expertise in configuring Payment Intents, Setup Intents, and utilizing webhooks for real-time event handling optimizes SCA flows, manages decline handling and chargebacks, and ensures seamless reconciliation across multiple payment channels. A deep understanding of card network rules, risk management strategies, and automated dunning processes guarantees that payment operations remain both resilient and highly efficient. Expertise in In-App Purchase Handling: Extensive experience with in-app purchase systems on both Google Play and Apple App Store platforms complements robust payment gateway integrations. Successfully blending these in-app purchase mechanisms with Stripe creates a unified payment ecosystem that supports subscriptions, one-time purchases, and cross-platform transactions. Notable projects include Streamily and BrainTap, where in-app purchase flows were seamlessly integrated with backend payment processing to optimize revenue and enhance user experience. Highlights: 1. Global Impact: Solutions delivered have scaled workforces and revenues — streamlining processes and reducing monthly costs dramatically (e.g., cutting costs from $160,000 to $50,000). 2. Results-Driven: Engagements have doubled revenue for companies like BrainTap and contributed to a 99.6% crash-free rate, leading to over 10,000 downloads and high user ratings. 3. Innovation & Agility: Continuously integrating the latest tools—from AI innovations like Claude and Cursor to advanced mobile app development frameworks — ensures clients remain ahead of the curve. Compliance & Security: PCI-DSS | SOC2 | HIPAA | GDPR Why Work With Me? Partner with an expert who delivers tangible results, allowing you to focus on business growth. If you're ready to stop wrestling with payment integration issues and start experiencing streamlined, profitable operations, let's connect. Book a Consultation Today.