Skip to content
BackNov 7
Ricardo H.
Upwork badge

Ricardo H.

PhD | Financial researcher and content creator

Data-driven insights meet compelling storytelling. With a PhD in Finance and an extensive background in international markets, I bridge the gap between complex financial analysis and engaging, accessible content. What I bring to your project: - Deep financial expertise: Rigorous research capabilities backed by a PhD, specializing in global market dynamics, cross-border payments, international investment strategies, and emerging fintech trends. - Proven content track record: Over 2 years of experience crafting high-impact financial content—including analytical reports, white papers, market overviews, opinion pieces, and educational articles. - Global perspective: Hands-on experience working in international contexts, enabling me to unpack nuanced regulatory frameworks, global payment rails, and cross-border investment mechanisms for diverse audiences. Whether you need a thorough market report, an engaging series of articles, or data-backed thought leadership, I deliver polished, publication-ready work tailored to your target audience. Let’s connect and discuss your next project!

🇩🇪Hamburg, Germany$45/hr100% JSS4.86 (28)Since Nov 2013

Earnings and projects

MRR
$133

Last 6 months ÷ 6

World#126,948 / 412k
🇩🇪Country#973 / 3,842
Revenue, last 30 days
$0

Last 6 months: $796

Total earnings
$23k

Billed in all: $24k

World#129,270 / 412k
🇩🇪Country#957 / 3,842
Per project
$611

$199 in the last 6 months

World#164,529 / 412k
🇩🇪Country#1,522 / 3,842
Projects, last 6 months
4
50% fixed50% hourly
World#51,813 / 412k
🇩🇪Country#400 / 3,842
Projects in all
38

Across 42 contracts

81% fixed19% hourly
World#79,289 / 412k
🇩🇪Country#624 / 3,842

Earnings, last 30 days

$24.3kNothing earned in the last 30 daysBilled in all, before Upwork's fee · drag across the chart to see what was earned in any stretch
$24,000$24,250$24,500$24,750Oct 8Oct 23Nov 7

Skill rankings: Top 21% in Academic Writing

Ranked by MRR among everyone on Upwork with the skill.

  1. #369Business Plan1,517 freelancers · 🇩🇪 #1Top 24%
  2. #687Business Writing2,455 freelancers · 🇩🇪 #8Top 28%
  3. #706Academic Writing3,347 freelancers · 🇩🇪 #8Top 21%
  4. #966Business Analysis3,603 freelancers · 🇩🇪 #9Top 27%