Lily K.

I help founders and business owners make better financial decisions through Financial Modeling, FP&A, Forecasting, and CFO-level Financial Management. With 15+ years of experience in finance and financial modeling, including 5 years as a CFO, I combine strong technical expertise with a practical understanding of how businesses operate, manage cash, and achieve financial goals. Financial Modeling & Business Planning - Investor-ready 3-statement financial models - 3–5 year financial projections and business plans - Revenue forecasting and growth modeling - Scenario and sensitivity analysis - Unit economics and profitability analysis - Business valuation, NPV, IRR, and investment analysis FP&A, Cash Flow & Financial Management - Budgeting and financial planning - Cash flow forecasting and runway analysis - Budget vs. actual analysis - KPI dashboards and management reporting - Profitability and business performance analysis - Ongoing financial planning and analysis Fractional CFO Support For businesses that need more than a financial model, I provide ongoing financial support, including financial reporting, budgeting, cash flow management, performance monitoring, and strategic financial guidance. I've worked with startups, SaaS companies, eCommerce businesses, and established companies, developing financial models and analytical tools tailored to their business needs. My goal is to deliver practical, well-structured financial tools and analysis that help you understand your business, evaluate opportunities, anticipate risks, and make informed decisions. Why work with me? - 15+ years of finance and financial modeling experience - 5 years of CFO experience - 100% Job Success Score - Top Rated freelancer on Upwork - 100+ jobs and projects - Experience across startups, SaaS, eCommerce, and established businesses Whether you need an investor-ready financial model, a reliable forecasting and reporting system, or ongoing CFO-level support, let's discuss your business needs and the financial decisions you want to make. ⭐️⭐️⭐️⭐️⭐️ Lily was incredible!! She is extremely quick and came up to speed on my project within one conversation. She developed comprehensive and adjustable 5-year financial projections for me, and organized the information in a clear and user-friendly way. I highly recommend her. She's very talented and a pleasure to work with ⭐️⭐️⭐️⭐️⭐️ Lily did an exceptional job completing our budget forms under tight deadlines. She not only revised two budget proposals efficiently but also provided valuable insights that strengthened our applications. Thanks to her expertise, we’ve already been awarded one proposal and are eagerly awaiting feedback on the other. Highly recommend her! ⭐️⭐️⭐️⭐️⭐️ Lily did an excellent job creating an Investor-Ready 5-Year Financial Model for my business. She was quick, attentive to my needs, and delivered a great result—a well-structured model that's easy for me to adjust as needed. I’m very satisfied with our collaboration and would highly recommend her to others!