Denys R.

I am an international business-minded legal counsel specializing in Fintech, Banking, Crypto/Web3, and Technology Law. Since 2016, I have been helping tech companies, crypto startups, financial institutions, and international law firms (as an outsourced legal research & drafting expert) launch compliant products, structure entities, and navigate complex cross-border regulations. Key Areas of Expertise: Fintech & Digital Banking • Advising on payment systems, e-money, and MSB/EMI/PI licensing. • Structuring classic and innovative banking solutions (including card issuance with VISA & MasterCard integrations). • Hands-on experience as Senior In-House Banking Lawyer at Tascombank and legal advisor for landmark Ukrainian fintech products. Crypto, Web3 & DeFi (MiCA & Global Compliance) • Guiding crypto-focused startups through token offerings, legal structuring, and exchange listings (CEX/DEX). • Full compliance support under the EU MiCA framework, VASP registrations, and DAO structuring. • KYC/AML policy design and regulatory compliance across the USA (SEC, CFTC, FinCEN, OFAC) and EU jurisdictions (EU ESMA, EIOPA). AI, IT Law & Intellectual Property • Navigating AI Legal Compliance: AI licensing, training data privacy/scraping, IP ownership for AI-generated assets, and compliance with the EU AI Act. • Drafting essential commercial contracts: Software-as-a-Service (SaaS), IT Business Development, Consulting, Software Licensing, and SLA agreements. • IP protection for software, domain names, trademarks, and Web3/NFT assets. Data Protection & Privacy • Comprehensive privacy compliance: GDPR, UK GDPR, CCPA, CalOPPA, and PIPEDA. • Drafting tailor-made Privacy Policies, Terms of Use/Service, Data Processing Agreements (DPAs), and cross-border data transfer frameworks. Clients & Key Partners: I have successfully represented and collaborated with clients across the US, EU, UK, Switzerland, and Georgia (including Empire Global Partners, Avdome Holdings, Algoverse). Whether you need a full legal audit for an upcoming token launch, a custom SaaS/AI contract, or complete GDPR/MiCA compliance, let’s schedule a consultation to discuss your project!