Sergei M.

CFA Charterholder and fractional CFO: I build the investor-grade models, valuations and Quality of Earnings analyses that get deals funded, financed and closed. My models have supported $1B+ in debt and equity raises. Canadian, Canadian-educated, and I work U.S. Eastern business hours (9am-6pm ET) with same-day replies and live calls on your schedule. I help founders, acquirers, investors and lenders answer one question: what is this business or deal really worth, and what risks are hiding in the numbers? WHAT I DELIVER - Quality of Earnings and M&A due diligence: normalized EBITDA, defensible add-backs, NWC pegs, net debt and debt-like items, revenue quality and customer concentration. - Business valuation: DCF, trading and transaction comps, 409A valuations, purchase price allocation (PPA), ASC 718 stock-based compensation support, scenario and sensitivity analysis, prepared to CFA standards. - Financial models: three-statement, SaaS (ARR, cohorts, unit economics), biotech and life sciences (pipeline, rNPV-style), LBO, IRR/MOIC and accretion/dilution. - Real estate underwriting: acquisition and development models, multifamily and SFR, and syndication waterfalls (preferred return, IRR hurdles, GP promote). - Cap tables and equity: Carta setup and cleanup, SAFE and note conversions, 409A preparation support, investor and board reporting. - Fractional CFO and FP&A: budgets, forecasts, 13-week cash flow, KPI dashboards (Excel, Power BI), QuickBooks Online and Xero cleanup. WHY CLIENTS HIRE ME - CFA judgment plus hands-on build. I model, analyze and present the work myself, with no handoffs to juniors. - Real operating experience as a CFO, so the models reflect how companies actually run. - AI-assisted diligence: Python, SQL and LLM-driven general ledger and AR/AP reviews surface exceptions faster. I verify every finding and explain what it means for the deal. - Clean, auditable work: clear assumptions tab, scenario toggles, error checks, and a summary written for investors and lenders. - Insured work: I carry professional liability (errors and omissions, E&O) insurance. WHO I WORK WITH U.S. and Canadian PE firms, independent sponsors and search funds; owners preparing for a sale or refinancing; SaaS, AI and biotech companies raising capital; healthcare and multi-location practices; DTC and e-commerce brands; real estate sponsors and syndicators. HOW TO START Send me your deal summary, financials or current model along with your deadline. Within one business day I'll reply with a scoped plan and a fixed-fee or hourly quote. Typical engagements: QoE or valuation (fixed fee), model builds (fixed fee), and fractional CFO (monthly retainer).