Monica C.
Expert Fractional CFO | Financial Model | Business Plan | Pitch Deck
🏦 35 Years CFO & JP Morgan Investment Banking Experience 🙌🏽 850+ Clients Helped - Startups to Established Businesses 💰 $150M+ in Funding Raised 🏆 3x Entrepreneur with a Successful Exit "𝙃𝙚𝙮 𝙈𝙤𝙣𝙞𝙘𝙖, 𝙟𝙪𝙨𝙩 𝙬𝙖𝙣𝙩𝙚𝙙 𝙩𝙤 𝙡𝙚𝙩 𝙮𝙤𝙪 𝙠𝙣𝙤𝙬 𝙩𝙝𝙚 𝙞𝙣𝙫𝙚𝙨𝙩𝙤𝙧 𝙜𝙧𝙤𝙪𝙥 𝙬𝙖𝙨 𝙚𝙭𝙩𝙧𝙚𝙢𝙚𝙡𝙮 𝙞𝙢𝙥𝙧𝙚𝙨𝙨𝙚𝙙 𝙬𝙞𝙩𝙝 𝙩𝙝𝙚 𝙥𝙧𝙚𝙨𝙚𝙣𝙩𝙖𝙩𝙞𝙤𝙣, 𝙖𝙣𝙙 𝙩𝙝𝙚𝙮 𝙛𝙪𝙣𝙙𝙚𝙙 𝙩𝙝𝙚 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨! 𝙏𝙝𝙖𝙣𝙠 𝙮𝙤𝙪!!" - Jay Lax, CEO of Avalon ABA 📞 Invite me to your job, and I'm happy to share thoughts on your business. I've done this hundreds of times - you'll walk away with something useful regardless of whether you choose to work together. ☺️ 📞 Here’s how I help: ✅ Financial Clarity for Established Businesses: If you're running a business with real revenues but no CFO, I'll help you understand your numbers, find what's quietly eating your margins, and make better decisions - without the cost of a full-time hire. I work with businesses doing $1M–$10M in revenue who need CFO-level judgment without the CFO price tag. ✅ Getting You Investor-Ready: If you're raising a round, I'll build the Financial Model, Pitch Deck, and Business Plan you need to tell a compelling story and get funded. ✅ Models That Work Twice: The financial model I build will serve two needs at once - giving investors a thoughtful, comprehensive set of projections, and giving you a living document you can use to run your business more effectively. ✅ Ongoing Fractional CFO Support: If you want to keep working together beyond the initial engagement, I'll act as your Fractional CFO - helping you navigate financial decisions, build forecasts you can actually run the business from, and stay on top of cash before it becomes a problem. 📈 Fund & Investment Vehicles: LP/GP waterfall models, SPV structures, and feeder fund financial frameworks for private equity and family office clients. Why I’m worth talking to: ✅ I've done this hundreds of times before. 🔎 I'll understand your business model right away - you won't have to spend half the engagement explaining how it works. 🕵️♀️ I'll ask questions you probably haven't thought about. You may end up understanding your own business better just from our first conversation. 🚶🏽♀️ I've walked in your shoes as an entrepreneur multiple times. I know what it feels like to be running a business without a clear financial picture, and I know how to fix it. 📊 I work across the full spectrum of business - from pre-revenue startups raising their first round to established businesses doing $1M–$10M who need real CFO judgment without the full-time hire. Invite me to your job and let's talk through what you need!🙏 Monica Chitnis ────────────────────────────────────────────────────── More Client Feedback: "𝙈𝙤𝙣𝙞𝙘𝙖'𝙨 𝙘𝙤𝙣𝙩𝙧𝙞𝙗𝙪𝙩𝙞𝙤𝙣𝙨 𝙩𝙤 𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙛𝙧𝙖𝙢𝙚𝙬𝙤𝙧𝙠 𝙬𝙚𝙧𝙚 𝙥𝙞𝙫𝙤𝙩𝙖𝙡. 𝙃𝙚𝙧 𝙘𝙧𝙚𝙖𝙩𝙞𝙤𝙣 𝙤𝙛 𝙖 𝙘𝙡𝙚𝙖𝙧, 𝙥𝙧𝙚𝙘𝙞𝙨𝙚 𝘾𝘼𝙋 𝙏𝙖𝙗𝙡𝙚 𝙖𝙣𝙙 𝙩𝙝𝙤𝙧𝙤𝙪𝙜𝙝 𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙨𝙝𝙤𝙬𝙘𝙖𝙨𝙚𝙙 𝙝𝙚𝙧 𝙙𝙚𝙚𝙥 𝙚𝙭𝙥𝙚𝙧𝙩𝙞𝙨𝙚, 𝙖𝙣𝙙 𝙝𝙚𝙧 𝙧𝙚𝙖𝙡𝙞𝙨𝙩𝙞𝙘 𝙝𝙖𝙣𝙙𝙡𝙞𝙣𝙜 𝙤𝙛 𝙗𝙪𝙙𝙜𝙚𝙩 𝙖𝙨𝙨𝙪𝙢𝙥𝙩𝙞𝙤𝙣𝙨 𝙬𝙖𝙨 𝙧𝙚𝙢𝙖𝙧𝙠𝙖𝙗𝙡𝙚. 𝙃𝙚𝙧 𝙙𝙚𝙘𝙖𝙙𝙚𝙨 𝙤𝙛 𝙚𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝙖𝙧𝙚 𝙖 𝙩𝙧𝙪𝙚 𝙖𝙨𝙨𝙚𝙩." -Jaser Aqeedi, CEO of iDoc-Health "𝘼 𝙜𝙚𝙢. 𝙈𝙚𝙩𝙞𝙘𝙪𝙡𝙤𝙪𝙨, 𝙥𝙖𝙩𝙞𝙚𝙣𝙩, 𝙖𝙣𝙙 𝙙𝙞𝙡𝙞𝙜𝙚𝙣𝙩. 𝙈𝙤𝙣𝙞𝙘𝙖 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙨𝙤 𝙢𝙪𝙘𝙝 𝙩𝙤 𝙩𝙝𝙚 𝙥𝙧𝙤𝙟𝙚𝙘𝙩 𝙩𝙝𝙖𝙩 𝙬𝙚 𝙘𝙤𝙪𝙡𝙙 𝙨𝙚𝙚 𝙖𝙨𝙥𝙚𝙘𝙩𝙨 𝙤𝙛 𝙤𝙪𝙧 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩𝙡𝙮, 𝙬𝙝𝙞𝙘𝙝 𝙜𝙧𝙚𝙖𝙩𝙡𝙮 𝙛𝙚𝙙 𝙤𝙪𝙧 𝙤𝙥𝙩𝙞𝙢𝙞𝙨𝙢. 𝙃𝙞𝙜𝙝𝙚𝙨𝙩 𝙧𝙚𝙘𝙤𝙢𝙢𝙚𝙣𝙙𝙖𝙩𝙞𝙤𝙣." - Michael Hoagland, CEO of Shopvana "𝙄𝙛 𝙮𝙤𝙪 𝙬𝙖𝙣𝙩 𝙖 𝙨𝙤𝙡𝙞𝙙, 𝙘𝙤𝙢𝙥𝙚𝙡𝙡𝙞𝙣𝙜 𝙥𝙞𝙩𝙘𝙝 𝙙𝙚𝙘𝙠 𝙩𝙝𝙖𝙩 𝙬𝙞𝙡𝙡 𝙩𝙚𝙡𝙡 𝙖 𝙨𝙩𝙤𝙧𝙮 𝙖𝙣𝙙 𝙘𝙖𝙥𝙩𝙞𝙫𝙖𝙩𝙚 𝙖𝙪𝙙𝙞𝙚𝙣𝙘𝙚𝙨, 𝙡𝙤𝙤𝙠 𝙣𝙤 𝙛𝙪𝙧𝙩𝙝𝙚𝙧. 𝙈𝙤𝙣𝙞𝙘𝙖'𝙨 𝙬𝙤𝙧𝙠 𝙞𝙨 𝙚𝙭𝙘𝙚𝙥𝙩𝙞𝙤𝙣𝙖𝙡. 𝙀𝙣𝙙 𝙤𝙛 𝙨𝙩𝙤𝙧𝙮." - Shareefah Hamilton Davis, CEO of Irie Psychiatry "𝙈𝙤𝙣𝙞𝙘𝙖 𝙬𝙖𝙨 𝙞𝙣𝙘𝙧𝙚𝙙𝙞𝙗𝙡𝙚 𝙩𝙤 𝙬𝙤𝙧𝙠 𝙬𝙞𝙩𝙝 𝙤𝙣 𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙢𝙤𝙙𝙚𝙡. 𝙎𝙝𝙚 𝙩𝙤𝙤𝙠 𝙩𝙝𝙚 𝙩𝙞𝙢𝙚 𝙩𝙤 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙 𝙖 𝙫𝙚𝙧𝙮 𝙘𝙤𝙢𝙥𝙡𝙚𝙭 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙖𝙣𝙙 𝙚𝙫𝙚𝙣 𝙘𝙧𝙚𝙖𝙩𝙚𝙙 𝙇𝙤𝙤𝙢 𝙫𝙞𝙙𝙚𝙤𝙨 𝙩𝙤 𝙬𝙖𝙡𝙠 𝙢𝙚 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙞𝙩. 𝙏𝙝𝙖𝙣𝙠𝙨 𝙩𝙤 𝙝𝙚𝙧, 𝙄 𝙛𝙚𝙚𝙡 𝙛𝙪𝙡𝙡𝙮 𝙥𝙧𝙚𝙥𝙖𝙧𝙚𝙙 𝙩𝙤 𝙥𝙧𝙚𝙨𝙚𝙣𝙩 𝙩𝙝𝙞𝙨 𝙩𝙤 𝙞𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨." -Gretchen TeBockhorst, CEO of FrameFlow
Earnings and projects
Last 6 months ÷ 6
Last 6 months: $70k
Billed in all: $686,947$687k
$1.1k in the last 6 months
Across 64 contracts
Across 587 contracts
Earnings, last 30 days
Skill rankings: #1 in 1 skill of 9
Rarest: top 0.08% in Castilian Spanish, of 1,275. Ranked by MRR among everyone on Upwork with the skill.
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